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Will China Post call friends in the address book five days later in loans overdue?
Detailed description:
1. Bank loan contracts usually contain clauses related to overdue repayment, but generally speaking, banks will not directly contact the borrower's address book friends.
2. Banks usually take other measures to collect overdue loans, such as sending overdue notice text messages or phone calls to borrowers themselves, or seeking contact through letters.
3. Under normal circumstances, the bank will not disclose the borrower's personal privacy information to others, especially the borrower's address book friends.
4. In some extreme cases, such as the borrower's overdue or absconding, the bank may entrust a third-party collection agency for collection, but the collection agency will only contact the borrower himself and will not contact his address book friends.
Summary:
For China Post's consumer loan, five days overdue will not directly lead the bank to contact friends in the address book. Banks usually contact borrowers through other channels to urge repayment.
Extended data:
1. Overdue repayment may damage the credit record and affect the borrower's credit rating.
2. If the borrower has overdue repayment, he should communicate with the bank as soon as possible and negotiate the repayment method to avoid the generation of bad credit records.
3. In case of repayment difficulties, you can apply to the bank to postpone or adjust the repayment plan to reduce the repayment pressure.
The above is the answer to the question, I hope I can help you. Please consult relevant financial institutions or professional lawyers for details.
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