Is it necessary for China Bank to make a risk assessment when buying wealth management products?

Buying wealth management products in banks requires risk assessment, mainly to see whether the risk of wealth management products purchased by investors is within their tolerance and whether it is suitable for buying wealth management products. The major banks have their own regulations on risk assessment of purchasing wealth management products.

Where does China Bank buy wealth management products for risk assessment?

China Bank's self-operated wealth management products are subject to risk assessment at the counter, and non-self-operated wealth management products can be subject to online risk assessment. The first time I buy a wealth management product in China Bank, I need to make a risk assessment. If it is not the first time to buy, there is no need for risk assessment. As long as your risk assessment has not expired, you can buy it directly.

1 It is the first time to purchase personal banking wealth management products from China Bank and self-operated wealth management products from China Bank. Please go to the counter to sign up for financial services and conduct risk assessment before purchasing online banking/mobile banking.

2 If you purchase the products of China Bank's wealth management subsidiary, you can complete the first risk assessment online, and automatically sign the product sales agreement of the bank's wealth management subsidiary after checking and agreeing to the relevant agreements.

The products of financial subsidiaries will be marked with "XX Financial Company" after the product name of online banking, and the detailed information of products and issuers can also be inquired through the product details page.

At present, customers who have not completed the risk assessment or whose risk assessment has expired will be prompted to conduct the risk assessment when they log in to mobile banking to conduct transactions such as BOC wealth management, fund management and consignment financing subscription, and then continue the transaction after completion.

20 12 65438+ 10 1 When purchasing wealth management products, the system will first judge whether your risk assessment test results can be purchased. If the evaluation test result is lower than the wealth management product to be purchased, the system will refuse you to buy it.