What about cash buses and cash white cards? Will it be used for credit reporting?

At present, the cash platinum card receives credit information at the meeting. You can check in the "My" → "Help Center" of the Cash White Card app, and the borrower will record personal credit information if he does not repay. The cash bus depends on whether the company is connected to the central bank's credit information system. Without access to the credit information system, overdue records are not recorded in the credit information report. But now online loans have big data, and other loans will be affected once they are overdue.

Influence of overdue repayment of cash white card;

1, affecting personal credit information.

All loans provided by cash white card are unsecured and unsecured pure credit loans, and will be collected after the deadline. In other words, if the borrower fails to repay on time, the cash white card will report the borrower's non-performing loan information to the credit information system, which will have a very bad impact on the borrower's economy and daily life.

2. Generate overdue penalty interest.

The report shows that the cash white card is overdue for three months 1000, with a daily interest of 20. The economic pressure brought by such high overdue interest is self-evident, and it is necessary to pay off the repayment amount within the agreed time limit to avoid adding additional economic burden.

3, causing adverse life effects.

Some people report that if the cash white card is overdue, its staff will call the contact person for dunning. Cash white card is a kind of small loan, which is mainly used to solve the difficulties of tight funds and temporary turnover. When making a loan, users will be required to fill in the information of relevant contacts to enhance the security of the loan. It is inevitable that people will have temporary difficulties, and a white card in cash can only help the urgent need. Therefore, it is suggested that everyone should fully consider their affordability when lending, so as to avoid the consequences of overdue repayment and adversely affect their lives and those of friends around them.

China people's personal credit can be queried through two channels:

1. Bring my ID card or client's ID card and power of attorney, and provide my ID card to the credit inquiry window of the People's Bank of China to print personal credit records; ?

2. Open the official website of China People's Credit Information Center, and submit an application for personal credit information record in the personal inquiry column with the mobile phone number matching the registered account number of the ID card. Usually, the mobile phone will receive the inquiry code from the credit information center within 72 hours. Open the official website login account of China People's Credit Information Center again, enter the inquiry code of SMS in the personal inquiry column to access personal credit information, and download and save a PDF document at the bottom of the page.