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Life insurance quotation inquiry
Method 2: Log in to China Life Insurance official website through the computer, enter the driving city and license plate number, and select the insurance items for which the premium needs to be calculated.
At present, auto insurance quotation is very convenient, and the competition among insurance companies in the market is fierce. You can choose quotations from several insurance companies for reference and shop around.
Extended data:
Detailed algorithm of vehicle insurance amount;
1, determined according to the new car purchase price of the insured motor vehicle at the time of insurance.
The purchase price of a new car at the time of insurance is determined according to the market sales price (including vehicle purchase tax) of the same type of new car signed in the insurance contract at the time of insurance, and it is stated in the insurance policy. If the same type of new car has no market sales price, it shall be determined by the insured and the insurer through consultation.
2. According to the actual value of the insured motor vehicle at the time of insurance.
The actual value of the insured motor vehicle at the time of insurance is determined according to the purchase price of the new car at the time of insurance minus the depreciation amount. The depreciation of the insured motor vehicle shall be calculated on a monthly basis, and the part less than one month shall not be depreciated. Depreciation amount = purchase price of new car at the time of insurance × months of use of insured motor vehicle × monthly depreciation rate.
3. It shall be determined through negotiation within the purchase price range of the insured motor vehicle at the time of insurance.
Car damage insurance is a kind of insurance with floating rate. When the owner renews the insurance, the insurance company will make dynamic adjustments according to the insurance and claims. For example, an insurance company has set up 12 auto insurance rate adjustment grades, the highest grade is 12, and its premium will be adjusted to 200%.
References:
China People's Insurance Company official website-vehicle insurance
References:
Baidu encyclopedia-automobile insurance
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