The police have ruled that we are fully responsible for the traffic accident, but we didn't leave each other's information. Will the insurance be paid in full?

1, the other party is fully responsible, but there is no insurance. Should the other party compensate me or repair my car?

Answer: It doesn't matter whether the other party has insurance. Since the other party is fully responsible, the other party should compensate the landlord for all property losses and personal injuries caused by this accident!

If the other party loses money, the two sides will negotiate the amount, but they can't talk about how to deal with it properly. Is it just a lawsuit, but what will the court do after the lawsuit, whether to deal with the other party losing money or repairing the car?

Did you call the police? If you call the police, the traffic control department will come forward to coordinate. If the coordination fails, we can only sue.

How to judge specifically is a matter for the court. But in any case, the landlord is responsible for all the losses. Of course, it includes both repairing cars and losing money (if the landlord has nothing to lose except car damage, of course, it is just repairing cars).

3. If the car is repaired, shall I designate the 4S shop or the other party designate the 4S shop? I appointed a 4S shop to buy a car. What if the other party doesn't agree?

A: It shouldn't matter, as long as the car is repaired. It is not a matter of principle for both parties to negotiate where to repair the car.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.