Postal savings credit card bill

When is the credit card billing day of the Postal Savings Zodiac?

No matter what kind of credit card, there will be a billing date every month to record all your transactions, as well as the zodiac credit card of the Postal Savings Bank. Only when you know the date of your credit card can you calculate your repayment date. If your salary is paid after the repayment date, you can postpone the repayment date by modifying the bill date. Then, when is the billing date of the Postal Savings Zodiac Credit Card?

1. When is the credit card billing date of the Postal Savings Zodiac?

As far as we know, the Postal Savings Bank will regularly collect and settle the transactions and expenses of the cardholder's Zodiac credit card account every month, and calculate the total amount owed by the cardholder in the current period and the date when the minimum repayment amount will generate the credit card bill.

2. What is the billing date of the Postal Savings Zodiac Credit Card?

The current billing date range of the Postal Savings Credit Card is 3, 7, 9, 1 1, 12, 16, 19, 2 1, 24, 26, which means that the Postal Savings Bank will choose any of these numbers.

For example, the credit card bill date of the Postal Savings Bank is 16, which means that 16 is used for various settlements such as consumption, and the total amount above will remind you to pay the corresponding amount after 25 days.

Three, how to modify the postal savings zodiac credit card billing date?

Many card friends have encountered such a sad reminder. When they see the repayment date, the salary has not been paid yet. At this point, they can modify the bill to postpone the repayment date. Postal savings bank will provide an opportunity to modify the credit card bill once a year.

If you want to modify the billing date, you can call the postal savings credit card service hotline: 400-889-5580, connect with the manual customer service, and then select a date from the credit card as your new billing date.

What is the repayment date of the credit card of Postal Savings Bank? Teach you three tricks to query quickly.

Postal Savings Bank is the fifth largest bank in China with a certain number of customers. People often use the credit card of the Postal Savings Bank in their lives, and of course they need to pay it back after using it. Every credit card has an expiration date. Then, when is the repayment date of the credit card of the Postal Savings Bank? Today, I'm going to teach you a few quick query methods.

What is the repayment date of the credit card of Postal Savings Bank?

The repayment date of the credit card of the Postal Savings Bank is the 20th day after the billing date, but because the billing date of each credit card of the Postal Savings Bank may be different, the repayment date of the credit card of the Postal Savings Bank will be different. The credit card billing dates of Postal Savings Bank are 3, 7, 9, 1 1, 12, 16, 19, 2 1, 24 and 26, which are randomly assigned by the system.

Inquiry method of credit card repayment date of postal savings bank

1. The bank will issue a statement every month, and the cardholder can check the repayment date in the monthly statement;

2. Cardholders can also call the customer service telephone number of Postal Savings Bank at 95580 or 400-889-5580 for inquiry;

3. Cardholders can log in to online banking, which can be found in the account management office in the "Credit Card" interface.

The credit card repayment date of Postal Savings Bank is mainly determined according to the billing date, because the billing date is randomly assigned by the system, and the repayment date is the 20th day after the billing date. Friends who want to check the repayment date of the credit card of the Postal Savings Bank can take the above methods, which are very simple and fast. In addition to the above methods, they can also check the repayment date through the official WeChat account of the Postal Savings Bank.

How to calculate the consumption of postal credit card bill on the same day?

Transactions that occur before 22 o'clock on the billing date of postal credit card are included in the current bill.

Postal credit card billing date refers to the date when the Credit Card Center of Postal Savings Bank regularly summarizes and settles all transactions and expenses of your credit card account in the current period, and calculates the total amount owed and the minimum repayment amount in the current period.

Banks are legally established financial institutions engaged in money and credit business. It is the product of the development of commodity currency economy to a certain stage.

function

A bank is an enterprise dealing in money, and its existence is conducive to raising and financing social funds. It is a very important member of financial institutions.

We can see the business of the bank. On the one hand, it collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans. Here, banks act as intermediaries between lenders and borrowers.

On the other hand, banks handle the payment and settlement of money for commodity producers and businessmen, and also act as payment intermediaries. In short, banks play the role of credit intermediaries.

The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation and financial services.

business events

Postal Savings Bank

Investment and financial management: financial management, insurance, funds, precious metals, national debt, fund depository, asset management plan, and personal product information inquiry platform.

Credit card: credit card family photo, credit card installment, integral mall, credit card service, shortcut function.

Debit card and (deposit and loan remittance): debit card, personal deposit, credit service, foreign exchange, payment and settlement.

Personal e-banking: personal mobile banking, personal online banking, telephone banking, self-service banking, WeChat banking, and savings SMS service.

VIP service: VIP card, special service

Company service

Account service: service standard and process, convenient account opening, appointment processing, bank confirmation letter.

Products and services: corporate deposits, corporate credit, cross-border finance, domestic trade financing, bill business, cash management, corporate wealth management, custody business, investment banking, corporate settlement and fund depository.

Enterprise e-banking: enterprise online banking, telephone banking, self-service banking and direct connection between banks and enterprises.

Value-added services: financial solutions and business guides

Inter-bank finance

Sannong service

Serving agriculture, countryside and farmers: postal easy loan-quick loan, agricultural loan, government loan, industrial chain operation loan, commercial loan and agricultural professional cooperative loan.

Small business service

Small business credit products: e-mail loan-micro-e-loan, technology small business loan, general small business loan and characteristic small business loan.

How to calculate the repayment date and billing date of postal credit card?

The credit card repayment date of the Postal Savings Bank is the 20th day after the bill date, assuming (just assuming) that the bill date of your credit card is 14 (fixed) every month, then the final repayment date is the 20th day after the bill date, that is, around the 4th day of every month (there are 30 days in every month, 3 1 day), that is:

May1May-June 14 is a billing cycle. The credit card consumption in this cycle will generate a bill on June 14, and July 4 is the final repayment date. Full repayment before this date is interest-free.

June1May-July 14 is a billing cycle. The credit card consumption in this cycle will generate a bill on July 14, and August 3 is the final repayment date. Full repayment before this date is interest-free. And so on.

Therefore, if the bill is swiped on the same day, the interest-free period is the shortest, only 20 days (swiped on June 14, repaid on July 4). If you swipe your card after the bill, the interest-free period is the longest, only 50 days (swipe your card on June 15, and repay on August 3). Be sure to know the billing date and repayment date of your credit card so as not to miss it.

The billing date means that the issuing bank will regularly summarize and settle all the transactions and expenses of your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and send a statement for you. This date is your credit card bill.

The issuing bank is a bank that issues credit cards to consumers. Consumers apply for a credit card from the issuing bank, which issues credit cards and credit lines according to the applicant's income and repayment ability. The issuing bank can also authorize the special store to complete or refuse the transaction according to the credit limit of the cardholder; The issuing bank will make exchange settlement with the acquiring bank every day, and settle the current month's consumption with the cardholder at the end of each month.

The main function of the card issuer is to issue various bank cards to cardholders by providing various related bank card services, and charge a certain fee. By issuing bank cards, card issuers can get the annual credit card fee, overdraft interest, handling fees paid by cardholders for enjoying various services and the share of merchants' rebates.

The acquiring institution is mainly responsible for the development and management, authorization request, bill settlement and other activities of the special merchants, and its income mainly comes from the commission of the merchants and other service fees paid by the merchants (such as POS terminal rental fees and monthly fees). ) and the increase in merchants' deposits. Most card-issuing banks are also engaged in acquiring bills, and some non-bank professional service institutions are also engaged in acquiring bills.

Conceptually, it is different, but most issuing banks are also engaged in acquiring business, that is to say, they are both issuing banks and acquiring banks.

The acquiring bank and the issuing bank are two independent institutions, which are the issuing bank and the acquiring bank respectively. Orders that do not meet the agreement between the two parties can be returned.

The acquiring bank serves special stores, and the acquiring bank promotes the acceptance of credit cards as payment tools to stores. However, the acquiring bank will sign a contract with the store to become a special store after strictly examining the credit quality of the store, and provide credit card voucher cashing service and charge a handling fee.

The credit card billing date of the Postal Savings Office is 2 1, and September 1. When should I return it?

The credit card consumption is 9. 1, the repayment date is September 2 1, and the final repayment date is10.1.

The final repayment date of the credit card of the Postal Savings Bank is the 20th day after the bill date. The bookkeeping date is 19 (fixed), that is,

Generate a bill of 9.2 1 and record the transactions during the period of 8.22-9.2 1. The final repayment date is the 20th day after 9.2 1, namely 10. 1 1.

Generate the bill 10.2 1 and record the transactions during the period of 9.22- 10.2 1, and the final repayment date is the 20th day after 10.2 1.

And so on.

Obviously, 9.2 1 on the billing date has the shortest interest-free period of 20 days (9.2 1 brush,1return), and 9.22 on the first day after the billing date has the longest interest-free period of 50 days (9.22 brush,/kloc-0). It should be noted that credit card consumption has an interest-free period, and cash withdrawal has no interest-free period.

So much for the introduction of the Postal Savings Credit Card Bill.