There is money in the bank card. Why did the deduction fail?

It is possible that the repayment or withholding function between the repayment bank and your bank card is abnormal. You can take this card to the bank counter to change the settings. It may also be because your bank card has a maximum daily consumption limit, and it has reached the maximum limit that day, so it cannot be operated. The reason for the deduction failure is:

1. The debit card balance is insufficient, and the user needs to ensure that there is enough balance in the bank card;

2. Bank card limit. If the repayment amount is higher than the bank card limit, the withholding will fail;

3. Bank channel delay or other reasons.

Finally, I would like to remind you that when making a loan, you must confirm with the relevant bank or lending institution whether it is automatic deduction and whether "automatic repayment" has been successfully set up. It is suggested to reserve a certain amount in the repayment bank card and leave enough space to avoid repayment failure due to insufficient repayment balance.

Extended data:

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

From August 1 2007, the annual management fee for bank cards was cancelled, and some basic financial service charges of commercial banks were suspended. 20 19 on April 22nd, China unionpay released the report on the development of bank card industry in China (20 19). 2065438+February 2, 2009 65438+Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards in 2009 were adopted by the Judicial Committee of the Supreme People's Court at its1785th meeting, and came into effect on May 25, 2002/kloc-0. The "Regulations" clarify that the people's court supports cardholders to request the issuing bank to return the principal and interest of stolen deposits or overdrafts, liquidated damages and compensation for losses based on the legal relationship between debit cards and credit card contracts; At the same time, it does not support the issuing bank to require credit card holders to repay overdraft principal and interest, liquidated damages, etc.