How to put an end to installment credit reporting?

There is no way to eliminate the credit information after the staged music. If the user does have overdue repayment in the process of using installment music, it is normal to collect credit at this time. Users should pay off their debts in time after the credit report, and then this record will be kept in the credit report for 5 years, and will disappear automatically after 5 years.

In order to avoid overdue loans, users should measure their repayment ability before borrowing. If the personal repayment ability is good, you can apply for a loan at this time. Moreover, when borrowing money, you must choose the repayment period that suits you. The shorter the term, the more the user repays.

After the installment payment is overdue, the platform will make a dunning. The common way to collect is to call friends in the address book, which will seriously affect your normal life. If the loan amount is relatively large, it may be sued by the platform. At this time, it is impossible to repay.

In fact, when individuals are unable to repay, users can borrow money from friends around them, which can avoid loans overdue. But when borrowing money, you must promise the repayment date, and then friends can lend you the loan with confidence. And this method can't be used often, otherwise it will affect the relationship between friends.