What does it mean to notify the company's articles of association of the modification of the receipt contract by credit card SMS?

This is a new regulation on the use of credit card guarantee contracts issued by the China Banking Regulatory Commission. Ignore it.

Generally, when applying for a credit card, there will be a credit card charter and a collection contract. In this contract, there are relevant clauses about direct deduction. After signing, it is equivalent to the default that the bank has the right to deduct money, but the bank only has the right to deduct your deposit in their savings card, and has no right to deduct deposits from other banks.