Is the letter rich loan legal?

It is legal to borrow money on the online lending platform supervised by the relevant regulatory authorities. However, because there are many risks in the current online lending platform, it is generally not recommended to borrow money on the online lending platform.

It is recommended to borrow money through formal channels to avoid being cheated because the interest cannot be recovered.

Moreover, there is no handling fee for bank loans, and customers will not be required to pay a deposit first. I hope that customers will carefully screen and beware of fraud.

Agricultural Bank of China will have different loan policies for different loan purposes. Please consult your local Agricultural Bank for details.

At present, the Agricultural Bank of China aims at small consumer loans, including on-the-job loans and online loans.

Netjet loan refers to a small consumer loan issued by Agricultural Bank of China to individual customers of Agricultural Bank of China who meet certain conditions, with self-application, quick receipt and self-credit.

"Pay-as-you-go loan" is a RMB loan issued by Agricultural Bank of China to individual customers with good credit standing, with personal stable wage income as repayment guarantee to meet consumer demand. Paid loans shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.

At present, NetJet loans can be applied through personal online banking and pocket banking (currently only for second-generation KBao customers), which are automatically approved and quickly received.

If you have a savings card of the Agricultural Bank of China, you can log in to the pocket bank and click "All → Online Loan → Apply Now", or log in to the personal online banking and click "Loan → Online Loan → Apply Now" to enter the application page.

The maximum loan amount is 300,000 yuan and the minimum is 3,000 yuan; The specific amount of the customer will be approved according to the customer's business situation in ABC. The term of NetJet loan is less than one year, and it can be repaid in advance.

Netjet loan target:

(1) Customers with outstanding personal housing loans (hereinafter referred to as "mortgage customers").

(two) customers who pay the housing provident fund on time (hereinafter referred to as "provident fund customers").

(3) Customers who pay social insurance on time (hereinafter referred to as "social insurance customers").

(4) Payroll paying customers of the Bank (hereinafter referred to as "Payroll Paying Customers").

(5) Other customers who meet our requirements and hold our debit cards (hereinafter referred to as "debit card customers").

If it is urgent to overdraw cash, it is recommended to try to apply for a credit card of Agricultural Bank of China. At least 18 years old, with good credit record and legal, sufficient and stable income or assets, you can try to apply.

The necessary application materials include identity documents and proof of income. If more proof of repayment ability can be provided, it will help to apply for a higher amount.

Application method:

You can bring relevant materials to the Agricultural Bank outlets to apply. The approval time is about 30 days.

If you are a handheld bank or personal online banking customer of ABC, you can apply through online banking and handheld banking. The approval time is about 7 working days.

Click Personal Service-Credit Card-I want to apply for a card online through Agricultural Bank of China official website. This kind of application requires a face-to-face interview, and the approval time is about 30 days after the face-to-face interview.