What if I always receive loan information?

If you don't want to receive loan information, there are several ways:

1. Use the interception function of the mobile phone. Some mobile phones have their own spam interception function in short messages, which can be turned on in setting spam interception in short messages.

2. Install mobile phone housekeeper to intercept. There are many mobile phone housekeepers or SMS interceptors in the application square. Select one of them to download and install, and then turn on blocking.

3. Pull into the blacklist. Blacklist the sending number of received SMS, which is more suitable for receiving junk loan information from fixed numbers;

4. Complain to the operator. Call the phone operator's customer service hotline and choose manual service to make a complaint.

Don't trust the loan information sent by strange numbers. Most of them are scammers or unscrupulous small loan companies using base stations to "cast nets".

The simple and popular understanding of loan is to borrow money with interest.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

The purpose of commercial banks' loan policy is to ensure the coordination of their business activities. Loan policy is the general principle guiding every loan decision. The ideal loan policy can support banks to make correct loan decisions and help banks to operate; Secondly, it is to ensure the quality of bank loans. The correct credit policy can keep the bank's credit management at an ideal level, avoid excessive risks and properly choose business opportunities.

The loan method is the way for banks to issue loans to enterprises. According to the different ways of loan guarantee, it can be divided into credit loan, secured loan and bill discount. Credit loan refers to the loan issued only by virtue of the lender's reputation; Secured loans refer to secured loans, mortgage loans and pledged loans; Bill discount refers to the loan issued by the lender in the form of purchasing the borrower's unexpired commercial paper, which can be regarded as a special form of pledged loan. At present, the supply of credit funds in China can be divided into three ways, namely, direct lending, indirect lending and loans from buyers and sellers.