Shanxi Medical Insurance Payment Time Regulations 2022

1. Rural medical insurance payment time in 2022. The annual rural medical insurance payment time in my country is generally from September 1st to December 31st every year, so the time for paying 2022 medical insurance this year is almost September. From January 1st to December 31st. However, everyone should note that the payment time is not the same in all places. The payment time is also different in different regions. Therefore, if you want to pay for medical insurance, you should go to the office where your household registration is located for consultation. , but it is usually paid within the three months from September to December. Generally, the local village committee will notify you, so everyone should pay more attention.

Everyone also needs to know that rural medical insurance is paid once a year. That is, if you pay for medical insurance on September 1 this year, the period of enjoying medical insurance reimbursement will be from January 1, 2022 to 2022. December 31st of the year, that is, one year.

2. Five new changes in medical insurance in 2022

①Medical insurance will increase by 40 yuan

The medical insurance cost in 2022 will increase from 280 yuan to 320 yuan. In contrast, it has increased by 40 yuan. The purpose of increasing medical insurance is to improve the level of medical insurance protection in rural areas and to enable rural areas to receive better medical protection. In fact, what everyone sees is that the cost has increased, and the payment has actually increased. , the intensity of medical insurance protection has also increased.

② As payment increases, the level of protection also increases

Many rural friends cannot accept the rise in medical insurance costs. Do you know that when medical insurance costs rise, we get Guarantee has also been improved. Within the scope of the policy, medical insurance reimbursement can reach 70%, which greatly reduces the cost of medical treatment for farmers.

③You can pay for medical insurance in other places

Nowadays, there are more urban and rural floating people, so rural medical insurance can be insured in other places. In the past, medical insurance could only be paid at the place of household registration, but now many People's jobs are not in the place where they are registered. Now the country has allowed people to buy insurance in other places. As long as they have a residence permit in other places, they can participate in medical insurance locally, so this is very good for some people who work outside the home. If you want to apply for insurance in a different place, you can ask about the local details

④ Expansion of the scope of reimbursement for chronic diseases

One of the biggest changes in medical insurance in 2022 is to expand the scope of reimbursement for chronic diseases. , the treatment of patients with long-term chronic diseases such as heart disease and diabetes is also included in the scope of medical insurance. Patients with these chronic diseases require long-term medication. This expansion of insurance coverage is undoubtedly good news. This year, the country's coverage for chronic diseases will be expanded, and gout and cardiovascular diseases will also be reimbursed, which will allow more patients with chronic diseases to enjoy the benefits of medical insurance.

⑤No waiting period

In the past, medical insurance had a waiting period. The so-called waiting period was to prevent some people from participating in medical insurance when they were sick. This behavior is exploiting There is no loophole in medical insurance, so a time is set to limit the behavior of these people. The waiting period is set up to protect the medical insurance fund from being abused.

However, the waiting period for the 2022 rural medical insurance to be paid in September has been cancelled. In order to reduce the medical risks of the insured, the payment of medical insurance for current employees who are insured during the centralized insurance period will be suspended3 If you participate in the resident medical insurance within three months, there will be no waiting period for special groups such as newborns and rural low-income people. This new change is quite good.

3. Category 2 people do not need to pay. People who meet the conditions for special assistance can be exempted from paying for medical insurance. There are two main categories:

① Registered poor groups;

② Low-income people who have lost their labor force.

4. 4 payment methods. Online payment can be done on behalf of others. There are still many people in rural areas who pay for rural medical insurance. Because paying for medical insurance can provide everyone with protection when they get sick, so everyone is paying for medical insurance. are more positive at times.

When it comes to rural medical insurance payment, in the past when the Internet was not so developed, it was all collected by the village party secretary of each village. However, in this situation where it is collected by the village party secretary, it is inevitable that there will be omissions when counting the funds, so Nowadays, in addition to paying at the village party secretary, there are the following ways:

① Township and village cadres come to collect collection at the doorstep

This charging method is relatively common in rural areas, because Some people in rural areas do not use mobile phones, especially the elderly, so their participation fees are paid to village cadres.

②Payers can pay online independently

Nowadays, smartphones are almost universal in rural areas, so many people now like to pay online. This is not only convenient, but can also help their families. It is more secure to pay on your behalf than to pay in person.

③Farmers take the initiative to pay at the new rural cooperative medical care agency in the township

This method is still relatively rare in rural areas, because it is still relatively far to go to the township, so the villagers Residents mainly choose the above two payment methods. However, although few people pay in this way, this payment method is also possible.

Legal basis:

"Social Insurance Law of the People's Republic of China"

Article 58 The employer shall pay 30 Apply to the social insurance agency for social insurance registration for its employees within days. If a person has not registered for social insurance, the social insurance agency shall determine the social insurance premiums he or she should pay. Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time employees who have not participated in social insurance in the employer, and other people with flexible employment should apply to the social insurance agency for social insurance registration. The state establishes a nationally unified personal social security number. An individual's social security number is a citizen's identity number.