How to pay in installments in Tokyo Mall? Should I pay the down payment or deposit all the money in the card, and the system will pay it back by itself every month?

Pay by credit card. For example, if you have a credit card with an overdraft limit of 4,000 yuan, you need to buy something of 3,000 yuan and pay it back in 12 months. You only need to pay back more than 200 yuan each month. The specific operation is: 1. You have to have a credit card that is more than the price of the goods you need to buy; 2. Take photos of what you want to buy in JD.COM Mall, and then apply for installment payment. Cary's money is done in one go; 3. After the installment application is successful, you only need to go to the bank to transfer the refund amount to your card every month, and you can consult the credit card service center for the specific refund amount and time. If you are afraid of trouble, you can use automatic transfer to automatically repay your credit card every month!