After the mortgage was paid off two months overdue, I received a text message from a lawyer saying that the bank was++. What should I do? I'll negotiate with my lawyer to drop the lawsuit. She said I

After the mortgage was paid off two months overdue, I received a text message from a lawyer saying that the bank was++. What should I do? I'll negotiate with my lawyer to drop the lawsuit. She said I could only settle, but let me go to court. 1. After paying off the mortgage two months overdue, I received a text message from my lawyer saying that the bank? What shall we do? I'll negotiate with my lawyer to drop the lawsuit. She said she could only settle, but she wanted me to go to court.

You will get a subpoena, won't you?

Settle bills, default interest, late fees, etc. The general bank will drop the lawsuit. If you don't drop the lawsuit, talk to the bank. Before the verdict is reached, it can be settled through consultation.

As for the need to appear in court, it depends on the specific situation.

Second, the bank sent a text message saying that if it is true or false.

The short message is true, because it has a real name, and it is overdue, so it will be false. Of course you can.

1. 1068 Did you receive it?

Recently, you can always receive a loan to repay. If there is overdue behavior here, you may be sent a text message. You should judge whether the situation is true according to your actual situation. In particular, after we get the loan on the online lending platform, we need to pay off the bill before the repayment date of each month. If you don't pay back the money in time, you will receive a reminder from the staff of the bank or online lending platform. If the repayment date is more than a few days, it is generally a lending platform or lender. After a long time, you will receive a lawsuit notice message starting with 1068.

Second, what will happen if it is overdue?

1. overdue fee: failure to repay on time will result in corresponding overdue fee. Lending banks or licensed financial institutions will calculate overdue fees according to regulations, and the longer the overdue time, the higher the fees.

Therefore, it is best to develop good repayment habits and avoid extra expenses.

2. Credit damage: If the repayment is overdue, it will also have a serious impact on personal credit. Once a person's credit record is stained, it is basically difficult to apply for a loan business. To make matters worse, if you want to buy a house in the future, the loan amount will be less than others, and the interest rate will be higher than others. If it is serious, even the application for mortgage will be rejected by the bank. If you become a serious untrustworthy person after the deadline, you can't even take the plane high-speed rail, and your child can't go to a private school. It can be said that it is difficult to move.

If the debtor resolutely refuses to fulfill his repayment obligations and wants to default, if the circumstances are very bad, the debtor should be investigated for criminal responsibility, and if it is too serious, he should go to jail.

Article 108 of the General Principles of Civil Law of People's Republic of China (PRC): The debt shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be sentenced to compulsory repayment by the people.

Third, after the mortgage was paid off two months overdue, I received a text message from a lawyer saying that the bank had it? What should we do? ...

As long as it is not entrusted by you, it is unreasonable.

Who should entrust a lawyer and who should pay the lawyer's fee.