Is it necessary to apply for a credit card with China Merchants Savings Card?

You have to go for an interview. The regulatory authorities require that credit card applications must ensure the "three-parent principle", that is, personally meet the applicant, personally check the original ID card of the applicant, and personally see the applicant's signature. So when the applicant successfully applies, the bank will send a text message asking for an interview at the counter.

The most important condition for applying for a credit card is a stable job and income. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful to understand your personal situation and judge the credit limit.

The specific application materials are as follows:

1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card; ?

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor; ?

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

Extended data:

Introduction of product characteristics

1. There are many kinds of cards, which are novel, beautiful and attractive.

2. Telephone banking has a good service attitude and is convenient.

3. E-banking is associated with mobile phones, which is relatively safe.

4. Every consumption is notified by email, and every online transaction and general credit card transaction that exceeds 300 yuan is reminded by SMS.

5. Powerful online banking function, directly used by the popular version, with multiple functions such as bill and detail inquiry, integral inquiry, card opening, setting online transaction limit, self-service bill installment and so on.

6. The first year of China Merchants Bank Credit Card is free of annual fee. Generally, you can waive the annual fee for the following year after spending 6 times.

7. China Merchants Bank Card has no annual fee, only account management fee.

8. The account management fee is only a debit card such as China Merchants Bank's one-card card. The one-card card of China Merchants Bank can be bound to the credit card of China Merchants Bank, and the account management fee of the one-card card can be exempted, but the annual fee of the credit card can only be exempted if it is spent more than six times (including six times).

9. Sanya, food season and other activities and offers are very favorable, involving all areas of life.

10. China Merchants Bank launched a handheld life platform with a credit card. You can use your mobile phone to buy movie tickets and recharge your mobile phone, inquire about preferential businesses nearby and offer discounts. More and better applications are launched one after another.

References:

Baidu encyclopedia-China merchants bank credit card Baidu encyclopedia-China merchants bank credit card center