What are the requirements for buying a house in Hefei?

Need to meet the purchase restriction conditions for purchasing a house in Hefei.

The areas with purchase restrictions in Hefei are: Yaohai District, Luyang District, Shushan District, Baohe District, Xinzhan District, Government Affairs District, High-tech Zone, Binhu District, and Economic Development Zone. If you need to buy a house in the above nine districts, you need to meet the following conditions.

1. Have a Hefei household registration:

There is no purchase restriction for permanent residents in Hefei urban area;

If you are a collective household in Hefei urban area and have been registered for more than one year, you can also No purchase limit;

If you are a collective household in Hefei City and have been in the household for less than one year, you need one year's social security or tax certificate, and the purchase is limited to one set;

Outside Hefei City If you have a household registration in Hefei, have a business license or pay one month's social security, you can purchase one set in the restricted purchase area.

2. Non-local household registration:

Non-Hefei household registration, please provide social security certificate or tax payment certificate for one year or more, and you are limited to one set in the purchase-restricted area.

What are the policies for buying houses in Hefei?

1. Residents with registered residence in Hefei who own a house in the city can purchase a second house, but the purchase of a third house is suspended. housing. If you have a non-local household registration and do not have a house in this city, you can buy a house in this city with the tax payment certificate or social security payment certificate in this city. However, the purchase of a second house is suspended. If you cannot provide the tax payment certificate or social security payment certificate in this city, If you prove it, you will be suspended from buying houses in this city's urban areas.

2. For those families who purchase a second home with a loan, the requirement is that the down payment ratio shall not be less than 60%, and the loan interest rate shall not be lower than one point and one time of the base rate. If an individual sells a house less than five years after purchasing it, the full amount of business tax must be collected.

What should be paid attention to in Hefei real estate transactions

1. Before signing online, the buyer and seller should fully understand and negotiate the relevant terms of the contract. If additional terms are needed, they can be added by themselves. If the parties change their names or identities due to If the certificate number changes, the online signing service personnel must be notified and relevant certificates must be provided. The buyer and seller sign online at the brokerage agency, and the agency must be responsible for printing the online signature contract text. The buyer and seller should remember the password set to facilitate inquiry.

2. Buyers and sellers can verify the online signing information on the city’s real estate information network with the passwords set when signing the contract. After the online signing procedures are completed, they must go through the transaction fund supervision and transfer registration procedures in a timely manner. .