What does it mean to unsubscribe from the SMS collection?

With the east wind of internet finance, online lending has also started a barbaric growth model, and various microfinance products have emerged in an endless stream, which is dazzling and I don't know where to start.

However, looking at the entire online loan market, there have also been many chaos, the most troublesome of which is the violent collection after the online loan is overdue. Exploding address books, sending photos in groups and harassing text messages have long been effective tricks for collectors.

When the user receives a short message from loans overdue, he should immediately find out whether the reminder message is sent to him. It is possible that his relatives and friends appeared in loans overdue, which led to his collection. Users can ignore such messages or tell each other directly.

It may also be a phishing message sent by criminals, falsely claiming to sue you in court or report your loan fraud to the Public Security Bureau, so as to make users pay.

If it is indeed your own debt, you must face it positively. Only by getting rid of the debts can we solve the problem of overdue collection once and for all. The specific treatment method is as follows:

1. Confess to your family: Parents are one of the few people in the world who always care about themselves. No matter whether your family can help or not, you should tell your family as soon as possible, the sooner the better. Don't be ashamed or afraid to confess. You should know that this kind of thing can't be delayed. It will only get bigger and bigger in the end.

2. Make a repayment plan: classify your own online loans, formal and informal, with and without credit information. If you want to pay back the money but don't have enough funds, then negotiate with the online lending platform, give priority to formal credit reporting, and minimize the impact on yourself.

3. Try to make money and pay off debts: If there is an opportunity, try to change to a job with a higher salary. Try to do sales, earn a lot of money and accumulate contacts, and the monthly income of1-20,000 is not a problem. If there is no better choice, find more part-time jobs. As long as you earn more money than you pay back, it's not far from landing.

In a word, if you receive overdue short sleeves that don't belong to you, you can ignore them directly and don't click on the links in the text message at will; If it is verified that it is my overdue SMS, it is suggested to find a way to return it or negotiate with the platform to explain the situation, so as not to disappear and escape, which will not solve the problem.