Will the SMS fee be deducted if the bank card has no money? The situation is as follows.

When handling the bank card, the bank staff will ask whether to open the SMS service. Some people choose to open the SMS service, but the SMS fee will be deducted. Some cardholders have no money in their bank cards. I wonder if they will deduct the SMS fee. Will the SMS fee be deducted if the bank card has no money?

Will the SMS fee be deducted if the bank card has no money?

If the bank card has no money, the SMS fee will not be deducted, which will prompt that the balance is insufficient and the SMS fee deduction fails. Generally speaking, if you don't deposit enough SMS fee for more than 3 months, the bank will stop SMS service. If the cardholder deposits money in the card in the future, the corresponding SMS fee will be deducted.

Will the bank card be automatically cancelled if it runs out of money?

If the bank card has no money and has not been traded for a long time, it will be converted into "sleep card", which can neither be accepted nor withdrawn. If the cardholder wants to use it again, he needs to go to the bank to activate it. If they have not been used for more than 2~5 years, these accounts will be automatically cleared and cancelled in the banking system. Of course, the specific time limit is subject to the bank regulations.

In addition, it should be noted that credit cards will generate annual fees. If the cardholder does not use it for a long time and does not cancel it, and fails to return the annual fee in time, it will lead to overdue, penalty interest and influence the credit investigation. Therefore, if the cardholder's credit card is not used for a long time, it is recommended to cancel it.

That's all. I hope it helps you.