Why do JD.COM gold bars always remind me to open them?

JD。 COM always reminds users to turn off the gold bars.

The first reason is that the user's qualification review is not enough. JD.COM Gold Bar's system will evaluate users' personal comprehensive quality at regular intervals. If the user's comprehensive personal qualification no longer meets the borrowing conditions of JD.COM Gold Bar, the user can no longer borrow from JD.COM Gold Bar. Users can find ways to improve their personal qualifications and resubmit their applications after a while.

Secondly, it may be that the available quota is used up. The credit line given by JD.COM Gold Bar to each user is limited. If the user's available credit limit has been used up, it is impossible to apply for a loan. In addition, factors such as system upgrade, system operation error and poor network may also prevent users from applying for JD.COM Gold Bar Loan.

Moreover, it will take at least 3 months for the user's JD.COM gold bars to recover after being turned off. If it is because loans overdue has not paid back, then the user only needs to pay off the arrears in time, and the quota will be restored in real time. However, if the risk control is caused by poor personal qualification and illegal operation, then users should at least wait until JD.COM Gold Bar evaluates their personal qualification next time.

Introduction of JD.COM Gold Bar

JD.COM Gold Bar is a cash loan service provided by Jingdong Finance for users with good credit, which belongs to credit lending products. However, some people may not need to use it after opening it. In this case, it can be closed.

However, it should be noted that once JD.COM gold bars are closed, it is difficult to reopen them. In addition, there is no guarantee that JD.COM gold bars can be opened in a new account. So, if it's not necessary to shut it down. Because even if you don't close the JD.COM gold bar, if you don't use it, you won't incur any extra expenses.