Is it legal and reasonable for China Agricultural Bank to charge for short messages?

The answer must be legal and reasonable.

The SMS reminder of banks is an intermediate business, and the SMS reminder of banks is actually done by the three major domestic telecom operators (China Mobile, China Unicom and China Telecom). Of course, these operators will not provide free services, and the specific charging standards are also negotiated between banks and operators.

In fact, major banks have several charging standards, and not all customers have to charge for adding bank text messages. There are several situations in my bank:

This account covers all changes. 3 yuan covers the month and 30 yuan covers the year. 6 yuan can be cheaper if you keep it for a year.

Pay-as-you-go reminder is only for the company to pay wages, and there are SMS reminders to remind you how much you paid. This single reminder will be cheaper than the account change reminder. My bank 2 yuan every month.

VIP customer account change notice is usually free in major banks, which is also a means for banks to maintain high-end customers. If you are a customer with a gold card level or above, you can handle the change notice of five bank accounts for free. After all, the contribution of high-asset customers to banks is much higher than the monthly handling fee in 3 yuan.

This paid account change notice reminds individuals that if you have a large transaction volume or have an urgent need to know about account changes, you must do more, because you can keep track of your account changes at any time, and your account will definitely be safer. If the account funds do not change frequently, you can also open mobile banking, WeChat banking, China UnionPay Express and other apps to make active inquiries, which can also save costs.