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What should I do if I can't buy auto insurance in real-name registration system?
What if the applicant is inconsistent with the owner?
1. If the owner is unable to be present in person for a long time in other places or under other circumstances, the applicant needs to explain the situation and provide proof.
2 provide proof of immediate family members (marriage certificate, household registration book, etc.). ), immediate family members can be insured as the insured of other relatives' vehicles.
3. If you can't provide proof, you need to go to the insurance company for audio and video recording.
1. The real-name registration system further protects the rights and interests of auto insurance consumers.
Ensure consumers' right to choose and know; It has improved the experience of auto insurance consumers and cracked down on the chaos in the auto insurance consumer market. In addition, from the perspective of social and economic security and prevention of financial market risks, real-name registration system's payment is also a powerful measure for the insurance industry to crack down on money laundering, commercial bribery and other illegal and criminal acts.
Second, the real name purpose
In order to establish and improve the real-name management system of life insurance and protect the legitimate rights and interests of the insured, the insured and the beneficiary.
The real-name registration system of life insurance means that when insurance companies and insurance intermediaries handle insurance business for the insured, the insured and the beneficiary, they should check their identity documents, check and record their real-name information.
Real-name information includes name, ID card type, ID number, validity period of the certificate, types and basic contents of insurance business handled, and real-name payment information of the insured.
When handling business for consumers, insurance companies and insurance intermediaries must clearly inform the inspection requirements, required materials and purposes, and must not force or induce consumers to provide information other than real-name information in the name of insurance real-name information inspection, and improve the information security management system, standardize information collection behavior, and legally and reasonably use real-name information.
Real-name registration payment means that when an insurance company collects insurance premiums, it should check the authenticity of the payment account information to ensure that the payment account information is consistent with the insured. It is strictly forbidden for third-party institutions or individuals such as insurance companies and insurance intermediaries to advance premiums for insurance consumers in various forms.
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