Which bank doesn't charge for the collection code in 2022?

202 1, the payment codes of CITIC Bank, Rural Credit Cooperatives and Agricultural Bank are free, but in 2022, we need to pay attention to the trend information of major banks.

The purpose of bank fee exemption is to let merchants use bank cards more, and the money received flows into the bank, so they are willing to subsidize the handling fee to promote this receipt code.

Because many people go out without cash now, they usually go out with their mobile phones, so general consumption is done in their mobile phones. People use Alipay and WeChat payment more frequently, so many merchants or supermarkets use WeChat code or Alipay code to let consumers scan the code to complete the payment.

Online Banking (Beijing) Technology Co., Ltd. (hereinafter referred to as online banking) was established in 2003. It is a wholly-owned subsidiary of JD.COM Group, providing comprehensive payment solutions for e-commerce business in JD.COM. Is a leading provider of electronic payment solutions in China, focusing on providing safe and convenient comprehensive electronic payment services for various industries. The core business includes payment processing (online payment gateway, online banking wallet, fast payment) and prepaid card service.

The company has more than 600 employees, and has established direct cooperative relations with more than 20 domestic banks. Online banking has more than 65,438+10,000 merchant partners, achieving industry-wide coverage.

On May 3, 20 1 1, the company obtained the first batch of payment business licenses from the central bank. At present, the licensed business scope is one of the most comprehensive payment institutions in the payment industry.

The company's business includes: Internet payment, bank card receipt, online prepaid card, fixed telephone payment, cross-border foreign exchange payment, cross-border RMB payment, fund payment and mobile phone payment.

Corporate philosophy

Pay anytime, anywhere, fast and safe!

corporate business

Bank card online payment

Bank card online payment gateway is a third-party electronic payment system based on bank card online payment launched by online banking. By integrating the payment interfaces of various banks, it supports online payment of debit cards and credit cards of domestic banks, and is committed to providing safe, fast and stable payment services for enterprises or individuals engaged in e-commerce at home and abroad.

Express Bank Card Payment-Jingdong Payment

Jingdong Payment is a new generation of fast payment products, which is fast, safe and efficient, and does not require registration and JD.COM account. Users only need a bank card with a reserved mobile phone number to complete the payment, and truly realize one-click payment, which can meet various personalized needs brought about by the rapid development of the Internet and e-commerce in the whole industry.

Quick payment API products

The fast payment API version is a product customized for the payment needs of high-quality merchants. Merchants integrate online fast payment of online banking in the form of API through their own cashier or payment page to realize the unified process and fast payment function of user payment links. The services provided by this product include online fast payment access files for online banking, background inquiry system for merchants, after-sales technical support, etc.

Mobile payment products

Online banking online mobile express payment (SDK plug-in) is a product aimed at the payment needs of mobile app merchants. Users can complete the payment as long as they have a bank card, and they don't need to open online banking or pay the company's account. Support for IOS and Android systems, covering more than 95% of smartphones.

Bill acquiring service-financial POS&; Logistics POS

Financial POS acquiring service

Online banking provides POS payment solutions for merchants. Users pay by credit card through POS machine. Online banking provides merchants with payment POS machines and payment settlement services. T+ 1 Complete the settlement, and the merchants can inquire about the transaction and download the reconciliation documents by themselves.

At the same time, online banking provides merchants with a variety of value-added fund management tools, which can be combined with the application of products such as batch payment and account sharing to complete the account sharing function for subsidiaries, branches and suppliers. , so as to realize the rapid flow of funds and improve the efficiency of enterprises.

Logistics POS acquiring service

Online banking provides logistics payment solutions for e-commerce and logistics enterprises. By integrating the POS terminal equipment with the functions of card swiping and manifest information management, the COD funds of e-commerce can be matched with the logistics information in real time, and the integrated application of POS card swiping and bill receipt can be realized, which can improve the payment experience of users, promote the integrated management of e-commerce capital flow and logistics, and improve the efficiency and benefit of supply chain.