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What should I do if I receive a legal notice from Ping An Bank?

Repay as soon as possible. According to Netease News, Ping An Bank's legal notice is true. Please repay as soon as possible, read the lawyer's letter carefully, understand your arrears and repayment period, contact Ping An Bank's customer service or collection staff as soon as possible, explain your willingness and difficulties in repayment, and try to negotiate a plan to postpone or repay by installments.