Is it true that the online loan received the short message from the mediation center after the deadline?

If the online loan is overdue for more than 3 months, you will receive a mediation message. Some intermediary messages are sent and received, and some intermediary messages are officially sent. Intermediary message has intermediary contact number. We can call directly. Ask if it is a platform, explain why you are overdue, and emphasize the influence of the collection company entrusted by the other party on your life and work. Then put forward the above three demands. Next, it depends on the other party's reply. There are two possibilities: the other party agrees to mediation, but does not agree to reduce liquidated damages and interest, nor does it agree to installment. Then this shows that this is not an official mediation, and the other party must be collecting money. If that's the case, then we'll hang up and continue overdue. Waiting for the official mediator to contact us.