I owe you flowers. I have sent a lawyer's letter. Why?

Paying off debts is a matter of course.

Don't worry if you are insolvent now. The lawyer's letter is just a letter, which is a normal means of collection and does not represent anything else.

If you have the ability to pay your debts, you can solve it through the turnover of relatives and friends, talk to each other, and talk about the number of installments or one-time payment.

If you really encounter difficulties recently, you can't repay them. In order to avoid high fees in the later period, you can take the initiative to call Alipay customer service to explain the overdue situation and apply for installment repayment.

Attitude should be clear, they did not intentionally overdue, have a strong desire to repay, and now their situation. If there is harassment, you can tell me that it will affect your current job, for fear that you can't afford to lose your job. Please ask to stop telephone collection and negotiate installment repayment. Generally 12 to 36.

But they usually take a long time to go through legal procedures. Therefore, those who can be reconciled as soon as possible and those who can't be reconciled now should be reconciled as much as possible in the litigation stage. It is very bad for your credit to avoid being included in the executor, to lose faith in the executor and to limit high consumption.

If you don't know your credit problem, just search: Quick Card Test. Click Query, enter information to find your own 100-line credit data, and find this WeChat applet. The data comes from online lending platforms and UnionPay all over the country. Users can query their own big data and credit status, obtain various indicator data, and find their own personal credit status, blacklist status, online loan application record, application platform type, online loan credit limit estimation and other important data information.

Credit history is our second ID card. Overdue borrowing of flowers will bring a lot of trouble to our lives. I suggest that you use the flower buds appropriately according to your own situation and maintain a good credit record.