Will you pay on the second day of the mutual treasure sharing day?

If the claim is successful, the funds will generally arrive within 24 hours, that is, the payment will be made on the second day of the allocation date. Prior to this, it usually took 7 working days to complete the claim.

First, the role of mutual cherish.

Speaking of mutual treasure, it is estimated that many people still don't know that it is actually a serious illness mutual aid plan launched by Alipay. Eligible members can apply for 300,000 yuan or 6,543,800 yuan for mutual aid in case of serious diseases (99 kinds of serious diseases+malignant tumors+specific rare diseases) after joining, and the expenses will be shared by all members and the risks of serious diseases will be shared. If the members participating in the mutual aid program want to apply for mutual aid, they need to submit relevant materials (including identity documents, disease diagnosis, etc. ), the case was publicized after investigation and review by the platform. After approval, all members of the mutual aid plan will share mutual aid. So in this community, if a member is seriously ill, all people will share the medical expenses, and if they are sick, they will get the same treatment. This contribution will be collected on 14 and 28th of each month, which are also called contribution days.

Second, the profit model of Mutual Treasure

In fact, the insurance profit model like this is also relatively innovative, and Alipay attracted many people to join after its launch. However, although this sharing fee is not high, there will actually be some management fees that everyone will charge, so it means that the more people join this mutual treasure, the more profits Alipay will make. Because there is a management fee for every fee collected on the apportionment day, the management fee of 10% is charged, but it is also to provide better service.

Third, buy mutual treasures.

In fact, if you buy this mutual treasure, you can also decide according to your own conditions, but under normal circumstances, the maximum claim of 300,000 is for people aged 30 to 39. If you are over 39 years old, the maximum compensation is only 65,438+10,000 yuan, but the probability of young people suffering from these diseases is very low, so you should make a decision according to your own situation.