Industrial Bank sent a message that there is a credit line?

Industrial Bank sent a text message saying that my authorized amount in the bank is 6.5438+0.9 million. What happened?

Generally, customers will be invited to apply for cards or loans. In order to complete the business volume, many branches and outlets usually send such short messages to customers with no bad records on credit information.

One; Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166), and its head office is located in Fuzhou.

Second; Since its opening 30 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service, accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. By the end of 20 14, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.4 1 trillion yuan, an increase of 19.84% compared with the beginning of the year. The net assets per share attributable to ordinary shareholders was 65.438+0.286 billion yuan, an increase of 22.6 1% compared with the beginning of the year. The annual operating income was 65.438+024.834 billion yuan, a year-on-year increase of 654.38+04.23%; The net profit attributable to shareholders of the parent company was 4,765.438+0.08 billion yuan, a year-on-year increase of 65,438+0.4365.438+0%; The weighted average return on equity remains at a high level of 2 1. 19%; Branches of 108 and 1435 have been established in major cities in China; It owns subsidiaries such as Xingye International Trust, Xingye Financial Leasing, Xingye Fund, Xingye Consumer Finance, Xingye Wealth and Xingye Guo Xin Asset Management, forming a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management.

Third; As the first "Equatorial Bank" in China, Industrial Bank has always adhered to the "scientific and sustainable" development concept, operated legally, steadily and in a civilized manner, taking into account the interests of shareholders, customers, banks, employees and the social environment, and actively practiced corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad.

Fourth; Industrial Bank's fund operation center is the first comprehensive and professional fund operation institution of commercial banks in China to obtain financial license and business license independently, with independent accounting and operation. Bank accounts have built a high-yield and low-risk investment portfolio for a long time, and the yields have all outperformed the market. They have maintained their position as the most active market makers in the fields of RMB exchange rate, interest rate, precious metals, etc., and their market share of acting as precious metals business continues to lead the industry. The research and analysis business has had an impact on the market with its high accuracy.

What does the credit line of Industrial Bank mean?

The credit line of Industrial Bank refers to an overdraft consumption line approved by Industrial Bank when users apply for loans or credit cards at Industrial Bank. Within the credit limit, the applicant can spend.

Only different credit products have different credit lines, and different credit lines will be given according to the credit status of different applicants. It should be noted that after using the bank's credit line, it is necessary to complete the repayment within the specified time, otherwise it will be regarded as overdue and have a negative impact on personal credit information.

I didn't apply for the Industrial Bank Card. I don't know what it means to receive it suddenly.

I didn't apply for the Industrial Bank Card. I don't know what it means to receive it suddenly. If you haven't had a card of Industrial Bank, you may have opened the Industrial Bank app. As long as you haven't operated it, then this information is likely to be false. First, it is not necessarily issued by Industrial Bank, but by fraudsters.

Second, information leaked, and Industrial Bank sent it in groups. I have received it several times.

Third, ignore him or report to the Ministry of Industry and Information Technology. This short message belongs to the propaganda short message of banking business, and it is suggested that the user can handle the loan business of returning the bank. If you have no loan demand, you can ignore it. If you have loan demand or are worried about information leakage, you can also call the customer service hotline of Industrial Bank for details.