Construction Bank job benefits

The basic salary is about 2,000 yuan after deducting five insurances and two funds. Performance salary is paid on a monthly basis. Based on the completion of task products in the previous quarter, general employees receive 2,000 to 3,000 yuan, and middle-level employees in branches receive 4,000 to 5,000 yuan. The deputy president of a branch makes about 7,500 yuan. The above performance plus about 2,000 is the personal income. If the branch has major non-performing assets, the performance is basically 1,000 yuan per month. There is a heatstroke prevention and cooling fee of 2,700 yuan, a heating subsidy of 2,100 yuan, and a housing subsidy of 2,340 yuan throughout the year. This is the salary, and there are various tasks, such as collecting deposits, making installments, applying for credit cards, customer mobile banking, text messages, selling gold, gold banknotes, etc.

China Construction Bank is a well-paid state-owned bank and one of the four largest state-owned banks in my country. In terms of assets, China Construction Bank is the second largest bank in my country, second only to the largest industrial and commercial bank. bank.

China Construction Bank is a large state-owned bank, and its overall welfare benefits are quite good. However, from within the industry, China Construction Bank’s salary and other benefits are not low in the entire banking system, but It’s not high, and China Construction Bank’s income is not as good as that of some joint-stock banks.

Judging from the statistics of the average salary of major banks in 2019, Zheshang Bank has the highest average annual salary, reaching 602,900 yuan, and the average monthly salary has reached more than 50,000 yuan. The average annual salary at Ping An Bank is also quite high, reaching 600,000 yuan.

However, the average annual salary of the four major state-owned banks is relatively low. The average annual salary of China Construction Bank reaches 305,000 yuan, which is half less than the highest Zheshang Bank and Ping An Bank.

Judging from the average annual salary at China Construction Bank, it is considered a relatively high income level nationwide. The average annual salary of employees nationwide in 2019 was 75,000 yuan. It can be seen that the average income of China Construction Bank is much higher than the average annual salary of employees nationwide.

Precisely because the average salary is relatively high, it is not easy to enter large state-owned banks such as China Construction Bank. Generally, you need a master's degree or a doctorate from a top university, and you also need to take a series of exams to get an offer of admission.

Therefore, for now, the overall benefits of China Construction Bank are quite good. If you have the opportunity to enter a large state-owned bank such as China Construction Bank, it is still a good opportunity.

China Construction Bank is one of the six major state-owned commercial banks in my country. Since its establishment in 1954, after 66 years of development, it has grown from a professional bank serving financial functions to a state-controlled listed joint-stock bank with assets The scale has increased from small to large, the business types have increased from single to diverse, the quality of assets has been high, and the ability to serve the country, prevent financial risks, and participate in international competition has been significantly enhanced. According to the latest "Fortune" China's top 500 rankings released by Fortune Chinese website , China Construction Bank ranks second among the banks on the list, second only to Industrial and Commercial Bank of China. According to relevant data from the 2019 annual reports of the six major state-owned banks. The six major state-owned banks, ICBC, China Construction Bank, Agricultural Bank of China, Bank of China, Postal Savings Bank of China and Bank of Communications, have shown strong “making” capabilities, with a total net profit of 1.1175 trillion yuan. CCB’s net profit was 266.733 billion yuan, a year-on-year increase of 4.74%, with a daily profit of 730 million yuan, ranking second among the six banks. In terms of employee salary income. China Construction Bank's per capita annual salary in 2019 was 305,000 yuan, ranking second among the six major banks. The amount increased by 3.03 yuan compared with the previous year, maintaining a good development speed.

Comparing the national average salary data for 2019 released by the National Bureau of Statistics, the average annual salary of employees in urban non-private units across the country was 90,501 yuan, a year-on-year increase of 9.8. After deducting price factors, the actual growth was 6.8. The average annual salary of employees in urban private units was 53,604 yuan, an increase of 8.1% over the previous year. After deducting price factors, the actual increase was 5.2%.

Among them, the average annual salary of employees in 6 industries exceeds 100,000!

They are: information transmission, software and information technology services: 161,352 yuan; scientific research and technical services: 133,459 yuan; financial industry: 131,405 yuan; health and social work: 108,903 yuan; electricity and heat , gas and water production and supply industry: 107,733 yuan; culture, sports and entertainment industry: 107,708 yuan.

The average income level of the financial industry ranks third, ranking high among the 19 industries published by statistics. Of course, this is mainly due to the higher overall salary income of some joint-stock banks. Judging from the 2019 salary income announced by 36 listed banks, the per capita salary reached 316,000 yuan, which is much higher than the national average salary. Compared with these joint-stock banks, the salary levels of the six major state-owned banks are not very high. The per capita salary in order is: Bank of Communications 343,300, Postal Savings Bank 285,200, China Construction Bank 279,800, Agricultural Bank of China 263,900, Industrial and Commercial Bank of China 261,300, China Bank 243,300. However, compared with the national average annual salary of 90,501 yuan for employees in urban non-private units in 2019, its income is much higher.

Of course, due to fierce market competition, bank tellers are also under great pressure. They often work late, work overtime, attend meetings, etc., plus various tasks. Compared with the comfort of civil servants, high salaries in the technology field, The preferential treatment given by senior management has led to a decrease in the average income of the unit, a decrease in the happiness of bank employees, and the actual income does not meet psychological expectations. This is something that bank employees have always struggled with. As it is said in "The Besieged City", "Marriage is a besieged city. People outside the city want to get in, and people in the city want to get out." In fact, the same is true for work units and income levels. One mountain always looks higher than another.

China Construction Bank was born because of construction and prospered because of people. I believe that with the continuous participation of many aspiring young people and the concerted efforts of all employees, CCB will be based on the market, seize opportunities, operate steadily, and develop innovatively. CCB will surely become a first-class international commercial bank, with personal development and salary income. It will also definitely keep pace with the development of China Construction Bank and achieve a better input-output-output ratio.

I read a lot of answers and said yes

I used to be a bank employee myself. Before joining the industry, I also thought that working in a bank was a very good choice, decent, and It was comfortable and had a high salary. At that time, my whole family supported me to join the bank. They also said that the wind would not blow, the sun would not shine, and there would be no need to worry about rain or wind. Moreover, you deal with money all day long, are you worried about a small salary? .

My future experiences will undoubtedly turn these beautiful fantasies into nothing.

Although we work in shifts to make cabinets, we have to go out for visits when we are not working. When ETC was promoted last year, everyone was really sifted out. This is not just the case with China Construction Bank, but with almost all banks. The so-called feng shui sun exposure is just a daily experience. The tasks that meet the standards are the most troublesome.

In terms of salary, if it is Category A, it may be pretty good, and all the benefits are acceptable. As for salary, in fact, most of it depends on performance. If you cannot complete various performance indicators well, your salary will be very different from what you think.

Another point is that when one person in the family enters the bank, the whole family has to be busy. There are many reasons. So many times, you will feel that this money is not that happy to make. I feel that it is a bit out of proportion to the effort.

For fresh graduates who are newly admitted to China Construction Bank, China Construction Bank will arrange 1-2 months of on-the-job training, during which the basic salary for the internship period will be paid, usually 1,500-2,500 yuan, and there will be no performance appraisal pressure. , naturally there is no such thing as performance bonus.

As China Construction Bank Co., Ltd. is a large state-controlled commercial bank listed in Hong Kong and Mainland China, it has 14,890 branches in Mainland China and 251 institutions in 29 countries and regions. More than 350,000 employees.

Therefore, the salary systems of many first-level branches and directly affiliated branches are slightly different. Branches in various regions will adjust the salary composition and standards according to the actual local conditions and under the guidance of the head office. However, from a national perspective, after China Construction Bank employees become regular employees, their salaries are generally higher than the local average salary. Some branches with better performance may even exceed the average salary in Beijing, Shanghai, Guangzhou and Shenzhen. If you are doing mid-level business in a province or city, the average salary in the first year starts at 100,000, and some employees earn an average of 50,000 in the first year (nationally), so it is still very competitive.

Judging from the general situation across the country, after one year of working, CCB employees can choose to transfer or transfer positions. For example, if the teller position is transferred to an account manager position (public or private), the salary will increase significantly. However, the salary and bonus of marketing positions are directly linked to performance, so the difference is large. However, as the level and salary increase, social security, provident fund, etc. will also increase significantly.

What cannot be ignored is that China Construction Bank provides employees with housing provident fund, social insurance, supplementary commercial insurance, enterprise annuity, transportation subsidy, meal subsidy, communication subsidy, high temperature subsidy, heating subsidy, book and newspaper fees , paid annual leave, physical examination and other benefits. However, the main income comes from performance. If the performance is good, the income will be considerable and stable. In addition, the salary issue mainly depends on the position.

The situation is different in each province.

To put it simply, it is better than Agricultural Bank of China and ICBC, worse than Bank of China, and not comparable with joint-stock banks and small and medium-sized banks.