Excuse me. Can I pay in advance?

You can repay the loan in advance. Click Alipay, select Loan, select Repayment, and click Repayment in advance. At this time, it will be prompted that "you can borrow money to repay, and there is no handling fee for early repayment".

Borrowing money is calculated by the day. Borrow 10, repay in advance on the third day, with only three days' interest and no handling fee. Another way is to repay part of the arrears in advance, and the interest needs to be paid in full. Interest will continue to be calculated for the remaining unpaid arrears. If you borrow 65,438+000 for 20 days and want to pay back 65,438+00 on the day of 65,438+00, you need to pay back 65,438+00 plus the principal of 65,438+0 to 65,438+00. On the 20th day, you need to pay back the remaining 90 yuan plus the interest from 20th to 30th, that is, the interest from 90 yuan Li 10 to 20th.

If you want to continue to use the loan, prepayment is not recommended, because prepayment may lead to the temporary closure of the loan or the reduction of the loan amount. This situation is to prevent those who maliciously brush off the points. As we all know, borrowing by ants is closely related to sesame seeds. Frequent use of borrowing can improve the credit score of sesame seeds, so many of them will be borrowed on the same day.

The condition for the opening of the loan is that the sesame credit score is above 600 points. According to different scores, everyone's loan amount is different, ranging from 1 0,000-300,000. The longest repayment period is one year, and interest is calculated on a daily basis. The daily interest rate is 0.045%. It's okay to prepay, but remember not to overdue. Borrowing is to deduct money from time to time on the repayment date. If the deduction fails, it may be overdue. Once overdue, the sesame credit score will drop. If it is not paid back for a long time, it may lead to the inability to use the loan treasure or other Alipay credit services. If it is overdue for more than one month, it will be recorded in the credit information system, which will lead to the inability to handle the bank's credit service in the future. If you don't pay back for more than three months, you may be sued by Alipay. Although the loan is an online loan, it is taken lightly. In fact, the punishment is not lighter than any bank.

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