How much is the annual charge for China Postal Savings Card?

1. Annual fee: main gold card 125 yuan/year, supplementary card 60 yuan/year; Puka is free of annual fees for life.

2. SMS service fee: Gold card is free, and Puka 3 yuan/month/household.

3. Interest-free period: 20-5 1 day.

4. Minimum repayment ratio: 10%

5. Withdrawal fee: 1% of the domestic transaction amount, with a minimum of 10 yuan. Inter-bank charges will be added to 2 yuan. Overseas, the transaction amount 1%, the lowest in 20 yuan.

6. Late payment fee: 5% of the unpaid part of the minimum repayment amount, with a minimum of 10 yuan.

7. Over-limit fee: 5% of the over-limit amount,: minimum 5 yuan,: maximum 200 yuan.

8. Reading fee: 65,438 yuan +00 yuan/copy, 50 yuan/copy.

9. Handling fee for reissued bills: free of charge within 3 months, and 5 yuan for more than 3 months/copy.

10. Recovering the overpaid handling fee: 0.5% of the domestic transaction amount, with a minimum of 10 yuan. Inter-bank charges will be added to 2 yuan. Overseas, 0.5% of the transaction amount, the lowest is 20 yuan.

1 1. Loss reporting fee: Jinka 40 yuan/time; Puka 20 yuan/time

12. Cost of resetting password letter: 15 yuan/time.

Extended data:

Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards. The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow.

According to statistics, by 20 10 to 10, the micro-loan business of China Postal Savings Bank has completely covered all cities and 2 100 counties and cities and major towns in China, and about 4,500 outlets across the country have started this business.

In just a few years, China Postal Savings Bank has developed very rapidly. From its opening to 20 10 and 10, China Postal Savings Bank issued nearly 4 million loans nationwide, amounting to over 230 billion yuan, with an average loan of about 59,000 yuan. China Postal Savings Bank issued150 billion yuan in rural areas at or below the county level.

The main pattern of China Postal Savings Bank credit card is Chinese character Ding, and the background color is blue-green.

"Ding"-Since ancient times, "Ding" has been regarded as a heavy weapon to spread the country and a symbol of the country and power. The word "Ding" in Chinese characters has also been endowed with extended meanings such as "distinguished", "distinguished" and "grand". The design of the card takes Ding as the main element, which embodies the connotation of sincerity and trustworthiness and the service commitment of China Postal Savings Bank to "stand for you".

Puka blue-green background color-incorporating green, healthy, convenient and fashionable life concept.

Gold card on gold-24 K gold courtesy, showing distinguished life.

Special shiny material-international advanced technology, showing the fashion and noble quality of cardholders.

References:

Encyclopedia-China Postal Savings Bank Credit Card