Online shopping is inexplicably opened, and the monthly payment of the US Mission is overdue or affects personal credit reporting.

Online shopping was inexplicably opened "Meituan Gong Yue"

Or some netizens whose personal credit information is overdue have also been "recruited"

Buy food online, order takeout and get a loan.

Shenzhen netizen "onion girl doing subtraction" said that a few days ago, she received a text message reminding her that she had a loan record and attached a link. "The first time I thought of being cheated, I quickly called the customer service, and the customer service could not answer me on the spot. Let me upload a short message screenshot according to the link. They called me after checking, and it turned out to be a loan. "

She learned that in July this year, without knowing it, Meituan Takeaway and Meituan Shopping opened financial services for themselves, with a loan of more than RMB 100 and a monthly quota of 300 yuan. In the meantime, she said that she did not apply, did not have real-name authentication, and did not bind a bank card, but she successfully opened this loan-like service. Because I was loaned without knowing it, I didn't continue to use the service and didn't enjoy the coupon. Instead, I continued to use other payment methods to pay 23 bills in the case of arrears. She doesn't think she needs a loan. "Although my conditions are poor, I don't think Cary has no money from 300 yuan." .

Meituan's complaint account manager told her that "most people have a monthly statement of 300 yuan, which is the default service for quality customers".

Some netizens have had similar experiences.

"I used to ride a Meituan bike and inexplicably opened this for me! 1.5 yuan gave me a loan! " "Today, I inexplicably received information about the repayment of the arrears of the US Mission. I still don't understand. I opened the US Mission and found myself paying the living expenses privately. Can't I turn it off? What is this operation? " "Taking a taxi is actually this mode, and it will expire in two days. Fortunately, I read it, otherwise I would have breached the contract, wouldn't I? "

Many netizens said that they had encountered similar problems before, and the businesses involved were not only takeout and grocery shopping, but also bicycles and taxis. Some netizens recalled that it was because there were coupons for payment options and there was no clear price tag, which led to the delay of loan service; Others said that they accidentally opened this service because they randomly jumped out of the monthly payment interface in the order confirmation interface or payment interface, mistakenly thinking that they could enter the next step after clicking.

It is understood that in addition to bank cards and WeChat payment, users also include "Meituan living expenses payment" or "Meituan monthly payment" at the top of the Meituan payment interface, with eye-catching fonts at the bottom, and attached with preferential information such as "Recommended use, maximum reduction of 88 yuan for this order" and "Free 3 yuan red envelope" to attract consumers. But many users don't know that this kind of financial service similar to "flower garden" is a kind of credit service. Many netizens said that their quota is 300 yuan every month.

The monthly interest rate of Meituan 18% will affect the credit investigation.

Related question and answer: how to close the monthly supply of the US Mission? Meituan monthly payment closing operation:

First, open our Meituan client and click my button. Then you can see the wallet interface and click enter. After enabling monthly payment, click to enter the monthly payment interface. After entering the monthly service interface of Meituan, click the Close button, then select the reason for closing, and click Close below.

See if you meet the requirements. If so, click OK to close. Then you will see the prompt on the interface that we have successfully closed it. After closing, you can apply again if you need to open it.

1. User evaluation failed and the platform was closed. Because the monthly payment of Meituan is gradually opening up, and the invitation standard can only be met if the comprehensive conditions of the platform are met, otherwise it is likely to be closed. Therefore, users are advised to see if there has been any overdue recently, or if there is any abnormality in personal work income, which has been discovered by the platform.

It has not been used since the credit was granted, which led to the cancellation of the open entrance.

2. In addition, the official customer service suggested that if it is not caused by the evaluation, you can uninstall the APP first and then try again. There may be something wrong with the software. It is suggested that users must consume and use according to the requirements of the platform after obtaining the monthly credit of Meituan. This includes consumption scenarios.

You can only spend money where you support it. After the bill is issued, you should prepare the repayment funds, and the repayment on time cannot be overdue, otherwise the normal authorization will be affected. The above is Xi Cai Jun's question about "What's wrong with the entrance of the US Mission?" . Generally speaking, there may be a problem with the APP.

You can uninstall and try again. It is also possible that the user's current comprehensive evaluation is unqualified, the credit status and historical use do not meet the requirements of the Meituan platform, and the platform withdraws the right to use and closes the entrance. Affected by the COVID-19 epidemic, consumers are becoming more and more rational and cautious. The monthly product positioning of Meituan, which pays attention to first come first served and superimposes preferential rights, just fits the change of this consumption trend.