Joke Collection Website - Blessing messages - How to treat the latest credit card billing date and repayment date of CCB?
How to treat the latest credit card billing date and repayment date of CCB?
1. Billing date is the date when the cardholder's bill is generated. The cardholder's statement includes all the transaction principal, expenses or interest from the billing date of the previous month to the billing date of the current month. The accounting day is generally a fixed day of each month.
2. The delivery methods of CCB bills include paper bills, electronic bills and MMS bills. Users can choose different delivery methods according to their own needs.
3. The bill statement of CCB credit card can be revised once a year. If you meet this requirement or have never modified the statement, you can call the customer service hotline of CCB to apply for modifying the statement. Currently available billing dates include 2, 4, 5, 7, 9, 10, 12, 13, 14, 15, 17,/kloc-0.
Extended data:
1. Delayed repayment will have a negative impact on personal credit history.
At the same time, in order to facilitate users' repayment, CCB has set a repayment tolerance-when users fail to repay all the payable amount in full, if the difference between the repayment amount and the total payable amount is within 10 yuan (USD 2, EUR 2), CCB will regard it as full repayment, and users can still enjoy the interest-free repayment period;
When the user fails to repay the minimum repayment amount in full, if the difference between the repayment amount and the minimum repayment amount is less than 20 RMB (US$ 5, Euro4), CCB will regard the user as paying the minimum repayment amount, and will not charge the user a penalty or generate a bad credit record.
Whether the user's credit card use and repayment have an impact on the user's loan application will depend on the specific policies of the bank where the user applies for a loan.
2. Several ways to repay RMB by credit card:
(1) Automatic repayment of agreed account: please refer to "Accounting Management-Basic Knowledge-How to Handle Automatic Repayment" for the handling method.
(2) Online repayment: CCB's personal online banking, credit card website and "yue life" life service payment platform.
(3) Mobile phone repayment: mobile phone banking and SMS repayment.
(4) Bank outlets and self-service equipment repayment
(5) Repayment through third-party payment institutions such as Lacarra and Fu You.
(6) Transfer repayment through counters of other branches, online banking and self-service equipment.
Note: This function requires your debit card to activate the "account change notification" function in our short message financial service.
References:
What are the forms of CCB official website _ credit card bill?
China Construction Bank official website _ How to check the credit card account through the credit card website?
What business can CCB official website _ SMS handle?
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