Which online lending platform is Shanghai Finance?

It does not belong to any online lending platform, but a general term. Financial institutions refer to financial intermediaries engaged in the financial industry and are part of the financial system. The financial industry includes banking, securities, insurance, trust, funds and other industries. Financial institutions include banks, securities companies, insurance companies, trust and investment companies and fund management companies. At the same time, it also refers to lending institutions, which provide loans to companies with financial turnover, and the interest rate is relatively higher than that of banks, but it is more convenient for customers to borrow money because there is no need for complicated documents.

1. Shanghai Finance is a monthly magazine. Recently, however, people often receive debt collection messages called Shanghai Finance. Generally speaking, it may not be a loan company, but a third-party debt collection agency. Let's talk about receiving debt collection messages. Many people have the habit of taking out loans. For some reason, they may not be able to repay in time. At this time, they will start the first round of debt collection calls, text messages or threats, which should be commonplace. In this case, it is better to repay as soon as possible. However, users who receive such short messages need to find out whether they are overdue and whether the short messages are sent to themselves. Because at the time of collection, it is likely that their relatives and friends are overdue, which leads to their inability to collect. At this time, users can ignore or tell each other; Then some criminals send phishing messages to defraud users of their funds. If it is really your own debt, you must face it positively. Only by getting rid of the debt can you solve the problem of overdue collection once and for all. It's best to communicate with family or contact friends to pay back the arrears first. _

Second, we should know that if overdue debts are generated, there will be extra high interest and late fees, which is what we call snowballing. The more you roll, the more you will get, so if you confirm that you owe money, you'd better pay it back first, but remember to support the loan with the loan, otherwise you will fall into an infinite loop. _

Third, it should also be noted that the loan may have nothing to do with you, but if you provide a third-party guarantee for others, others will come to you if they owe money. At this time, you may have to fulfill your responsibility to assist in repayment, so don't make a third-party guarantee easily. Usually, as long as the contents of court prosecution and public security investigation appear in the letter, they are basically false. First of all, if you are really sued, the court will directly inform you by phone with the landline number, and then send you the relevant prosecution documents by registered mail; Secondly, if the public security organ wants to investigate you, it will come to you directly. Generally speaking, you don't need to be too alarmed to collect debts by SMS. Usually, they just use your timidity to put pressure on you to pay off your debts. After that, you must pay attention to distinguish between true and false, and don't care too much. Making money and paying back the money is the right thing.