Can Ping An credit card premium be repaid in advance? How much is the handling fee?

In order to enable cardholders to use credit cards to obtain more liquidity, Ping An Bank has launched a special cash installment business, which can be handled as long as they have credit cards. However, after handling the premium, many card friends have money in their hands and want to repay in advance. So, can Ping An premium be repaid in advance? How much is the prepayment fee? Let's get to know each other.

1. Can Ping An premium be repaid in advance?

This is naturally possible. However, you need to apply to the bank to pay the premium in advance.

It is suggested that you call Ping An Bank's customer service telephone number 955 1 1-2 (Platinum Supreme Service Line: 4008895511) to apply for early termination of premium.

If you deposit money directly into the credit card without applying, the money deposited will become an overpayment and cannot be automatically used to pay off the remaining principal and handling fee of the premium in advance.

2. Is there a charge for the prepaid premium of Ping An Insurance?

Ping An premium is repaid in advance, and the recorded handling fee will not be refunded, and the remaining unpaid handling fee does not need to be paid again.

However, 3% of the prepayment principal will be deducted as liquidated damages.

For example, suppose you apply for a premium of 12 yuan 10000 yuan, and the handling fee for each period has been repaid for three periods, then you need to repay the remaining unpaid RMB principal and 300 yuan's liquidated damages.

The above is "Can Ping An credit card premiums be repaid in advance? How to charge the handling fee? " Related introduction. As can be seen from the above introduction, the premium of Ping An Credit Card supports prepayment, and there is no need to pay the remaining unpaid handling fee for prepayment, but 3% of the principal needs to be paid as liquidated damages.