What is the function of mobile phone to receive information when transferring money by bank card?

This is called bank card SMS reminder service. You can bring your ID card and bank card to the bank counter where the card is opened for SMS reminder service. Usually two to three yuan a month.

You can also receive information when you register for online banking. When registering online banking, you should fill in a mobile phone number, preferably the one you are using. If the mobile phone number you use is not the one you filled in, you will not receive the message. The bank information was sent out, but only on the mobile phone number you filled in.

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Tips for handling bank card information for free:

At present, many banks have set a threshold for SMS reminder service, and some banks have to charge. ICBC stopped providing free SMS reminder service for debit cards and current passbook accounts. If citizens still need SMS reminders, they should subscribe to the ICBC messenger SMS reminder balance change service, and 2 yuan every month;

Ping An Bank will no longer send account change messages below 500 yuan to customers who have opened SMS; China Merchants Bank will notify 3 yuan by SMS every month, which will be free for 3 months before the first opening; The function fee of the fairy messenger in Industrial Bank is 1 yuan per month, and only when it exceeds 100 yuan will you send text messages.

In addition to debit cards, credit card SMS reminders have also raised the threshold. From August 1 day, ICBC will no longer send short messages reminding the change of RMB transaction balance of credit cards in 300 yuan and below, but send them through Rongtong instead.

Credit cards of other banks also have the initial amount of SMS notification. For example, a single credit card consumption of CITIC Bank will only be reminded by SMS within 200 yuan, and the threshold for SMS reminder of China Merchants Bank's credit card is 300 yuan.

It is understood that banks raise the threshold of SMS reminder, on the one hand, to reduce the cost of sending SMS through operators, on the other hand, to promote their own mobile banking, APP and WeChat official accounts and increase user experience.

The public can pay attention to the official WeChat account of the bank and then bind the bank card. After signing the WeChat account information, they can know every change of the account in time. ICBC needs to download and register ICBC e-link, and order the balance change reminder service based on e-link for free.

People's Daily Online-Banks need to get free reminders and raise the threshold for SMS reminders. Use these methods.