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Excuse me, can I withdraw cash?

Lending Bao is a consumer credit product launched by Alipay, and users can use the credit line conveniently after meeting certain conditions. Then, can I borrow it or return it? The answer is yes.

Specifically, borrowing and withdrawing cash need to meet the following conditions:

1. There must be a loan amount, which needs to be sufficient.

2. The withdrawal amount cannot exceed the loan amount.

3. A handling fee is required for withdrawal, which is calculated at 0.5 ‰ of the withdrawal amount.

4. Cash withdrawal needs to be completed in Alipay wallet, and it needs to pass real-name authentication.

If the above conditions are met, you can borrow money to withdraw cash. It should be noted that there is a limit on the amount of loan withdrawal, and there are certain restrictions on the total amount and single maximum amount that each user can withdraw. In addition, the withdrawal of loan will affect your loan amount, and the amount after withdrawal will be reduced accordingly.

Finally, if there are too many loans, it is recommended to know your credit data well. Generating a big data report by looking for "103 data" can reflect the real situation of online lending. Although there are differences between the two, bank loans will also pay attention to the credit situation of big data to avoid the situation that individuals cannot repay bad debts. Bad credit will affect many rights.