Will the annual fee be deducted from the bank card via text message?

Not the same thing.

The method for activating text messages with a bank card is as follows:

Bring your ID card, bank card, and mobile phone to the bank counter to fill out the application form for activating SMS service;

If I If you have already opened online banking, log in to online banking and click on bank account - SMS service management to select the account to be opened - check I agree to the bank agreement - select to activate SMS notification - and enter the mobile phone number to receive SMS - -Enter the verification code----Submit successfully to activate the SMS notification service.