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Does Nanchang Industrial and Commercial Bank pay off the mortgage in advance? Is it still available now?

The subject wants to ask, "Nanchang Industrial and Commercial Bank paid off the mortgage in advance, can it still be used now?" Yes According to the information of ICBC in official website, Nanchang Industrial and Commercial Bank allows the borrower to pay off the mortgage in advance, and the house ownership will be completely returned to the borrower and can be handled freely.