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Will one day overdue affect the credit record of the Agricultural Bank of China? What should I do?
1. One day overdue by ABC will have an impact.
2. ABC's regulations are relatively strict, and the credit record will be reported if the mortgage is overdue for one day. However, in view of this situation, as long as there is no serious malicious overdue repayment in the future, it will not affect your subsequent loan application.
3. Suggestions on mortgage repayment: In case of unexpected circumstances, which leads to the delay of repayment, please contact the bank in time to explain the situation, complete the repayment in time, pay the late fee and penalty interest, and notify the bank to deduct the money again after deposit. In order to avoid the recurrence of this situation, it is recommended to deposit enough repayment in the bank card a few days in advance for repayment.
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