Online shopping is inexplicably opened. Do you think Meituan will be investigated by antitrust?

There is such a possibility, because there has been a dispute about killing big data in Meituan before, and with the default of opening Meituan monthly payment this time, Meituan is likely to be investigated this time. Recently, a user of Meituan broke the news on the Internet, saying that after using Meituan to buy food, he was enabled with Meituan monthly payment by default. At first, he didn't know it. Later, his mobile phone received Meituan's text message, which showed that he had borrowed more than 1 yuan. At that time, the parties thought it was a fraudulent text message, but after opening Meituan to check it, they found that Meituan monthly payment was indeed enabled, and they had already made loans without knowing it. The user also said that he called the customer service of Meituan, and the other party said that this was only for quality customers.

It is reported that Meituan Monthly Payment is a loan service provided by Meituan Company, and this service is connected to the personal credit information system of the bank. If the user accidentally defaults, the default record may be displayed on the credit information report. Many netizens also said that the interest rate of the loan service is extremely high, five ten thousandths of a day, which is 18% every year, which is much higher than the interest rate of bank credit cards. What's even more worrying is that Meituan will open it to users by default, and even use the loan amount for payment by default, which means that users have made online loans without knowing it. If users accidentally miss the overdue repayment, it is likely to affect their credit records, which has a particularly negative effect on themselves.

Many Meituan netizens posted that they had similar experiences. Some netizens said that when riding Meituan bicycles, they were also allowed to pay Meituan monthly by default. As long as the fee was two yuan, they were inexplicably loaned, and it was particularly troublesome to cancel. In fact, there are many such cases. On the online complaint platform, there are more than 2, complaints about the monthly payment of Meituan. Many people said that it was opened by default when they used Meituan's service, and many people only knew that they had opened this service when they deducted the fee.

Some netizens revealed that Meituan often uses the monthly loan amount paid by Meituan to publicize, for example, you can enjoy such-and-such service for zero yuan. When you click OK, you will find that Meituan paid you monthly. Although you don't have to pay directly, you still have to pay back the money paid by Meituan every month and pay interest, which makes many Meituan users find it hard to accept. They are not only cheated into opening some services, but also inexplicably opening loan services, and even have to pay interest themselves. In fact, since the beginning of this year, the field of internet finance has been regarded as a key area of supervision, so this incident will undoubtedly attract the attention of the regulatory authorities.