How to inquire about the credit card limit of Shanghai Pudong Development Bank?

How to check whether Pudong Credit Card has exceeded the quota?

There are many ways to inquire about the credit card limit of Shanghai Pudong Development Bank:

1. Telephone inquiry: You can call the 24-hour customer service hotline at any time to inquire about your credit limit for free.

Second, online banking inquiry: You can also choose a convenient and quick online account service, namely online banking login, to inquire your account information for free.

Third, WeChat inquiry: log in to WeChat and add the "Shanghai Pudong Development Bank Credit Card" account; Select "Micro Account"-"Micro Query"; Reply "18", and you can inquire after binding the credit card.

In this way, you can check the credit card limit of Shanghai Pudong Development Bank, but only if the credit card needs to be bound to the corporate account. If the mobile phone is lost, the credit card information is also at risk of being stolen.

Extended data:

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers.

It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated by relevant laws in China refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of functions such as consumer payment, credit loan, transfer settlement and cash deposit and withdrawal.

20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.

Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

The main features of credit cards:

① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;

② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

Credit card can reduce the use of cash and currency;

⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

⑥ Credit card can simplify the collection procedures and save social labor;

⑦ Credit cards can promote commodity sales and social demand.

How to check the quota after the review of Pudong Development Credit Card is completed?

After the credit card of Shanghai Pudong Development Bank is approved, you can call the customer service phone of Shanghai Pudong Development Bank, download the mobile app of Shanghai Pudong Development Bank or visit official website to check the quota.

1. Telephone enquiry:

Call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter your ID number according to the voice prompt, and then turn 2, and you can check your credit card limit.

2, mobile APP query

The official mobile banking APP can be downloaded from Shanghai Pudong Development Bank, official website and major mobile app stores. After downloading, you can check your credit card limit by binding your account.

3. Online banking inquiry

If you have opened online banking in Shanghai Pudong Development Bank, you can also use online banking to check your credit card limit in the details of your credit card account.

According to the application materials, the bank will review the applicant's various information and economic situation to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand.

Different card-issuing banks have different standards. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.

Apply for credit card online: If it is fast, you can check the progress of credit card application in 3 days. Under normal circumstances, the time from application and submission of materials to card approval is usually 7- 15 working days.

Bank branch application: Apply through the bank credit card specialist, and the time from application submission to card approval is generally 15-30 working days. It usually takes 10 working days from the receipt of the application materials by the audit department to the completion of the credit card audit. The bank will make the card within 2 working days, and then send it by registered mail according to the billing address. Generally, the sending time of registered letters is within 15 days.

To apply for a credit card, the applicant must first meet the conditions for handling the card, and then the application materials submitted by the applicant must be complete and true before the credit card can be successfully approved.

Generally speaking, when applying for a credit card, you should pay attention to the following matters:

1, contact information

When filling in the contact information, the applicant must correctly fill in the commonly used mobile phone number to ensure that the bank can contact you by phone and answer the bank's return call in time.

2. The validity period of the ID card

If the applicant's ID card is about to expire, it is best to apply after applying for a new ID card, otherwise the possibility of rejection is very high.

3, truthfully fill in

When filling in the application materials, be sure to fill it out truthfully. If you fill in false information, once it is discovered, not only will your application be rejected, but you may also be blacklisted by the bank.

How to check the credit card limit of Pudong Development Bank?

The primary purpose of applying for a credit card is to be able to overspend, that is to say, the amount of credit card issued successfully is the most concerned issue for the applicant. The higher the credit card limit, the more goods the cardholder can buy and consume. So, how to check the credit limit of Pudong Development Credit Card?

1. Cardholders can call the official customer service number of Shanghai Pudong Development Bank Credit Card. Then ask the manual customer service to check your credit card limit.

2. You can also log in to the official website of Shanghai Pudong Development Bank Credit Card or use the official app of mobile banking for inquiry. Cardholders only need to log in and click to enter the credit card center.

3. Use the official WeChat account for inquiry. The cardholder pays attention to the official account of WeChat and the credit card of Shanghai Pudong Development Bank, and then clicks on the card recommendation-tie the card red envelope in turn, and can check the credit limit after completing the card binding operation.

3, but I have to say. For users who successfully apply for a card, if the card is often empty or overdue, the subsequent issuing bank will also take measures to reduce the credit card limit.

The above is about how to check the credit limit of Pudong Development Credit Card. I hope the answer can help friends in need.

How to inquire about the quota in the credit card business card printing of Shanghai Pudong Development Bank? Let's take a look at these quota inquiry methods.

A card friend said that the Pudong Development Credit Card he applied for in Alipay was passed, and the bank sent a short message to approve the card, but the credit limit was not mentioned in the short message. In official website, the card processing progress shows that "the business card is being processed". Would you like to know if you can check the credit limit if you don't have a card? The answer is yes. Let's take a look at the many ways to inquire about the quota, which is the most applicable.

As far as we know, there are many ways to inquire about the credit card limit of Shanghai Pudong Development Bank. As long as you confirm that your credit card has passed the examination and approval, you can check the specific credit card limit through customer service phone, official website and mobile APP. However, the business card printing has obviously passed the examination and approval, so you can wait until the card is issued.

The following are some common methods to query the quota:

1, official website query: first log in to Shanghai Pudong Development Bank Credit Card official website, and enter your own credit card, login password, etc. , and then click to enter the credit card center to check your total credit limit, available credit limit, cash withdrawal limit, etc.

2. Customer service telephone inquiry: You can call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter the ID number according to the voice prompt, and then turn 2 to find the credit card limit.

3, Xida Puben APP query: You can download the Pudong Development Bank APP Xida Puben, enter your credit card and password binding card on it, and enter the credit card center to inquire about the specific amount.

4. WeChat official account inquiry: WeChat pays attention to the official account of WeChat, namely "Shanghai Pudong Development Bank Credit Card", and click "Introduction to Card Opening"-"Card Opening Progress" on the menu bar to bind your Shanghai Pudong Development Bank credit card, and your credit limit will naturally be displayed.

However, there are only a few ways to check the limit when you apply for a card, and there is no card, so you can't know. The most direct and effective way is to call customer service and transfer to manual customer service, so that customer service can help you check the quota.

How to inquire about the credit card limit of Shanghai Pudong Development Bank?

Inquiry method of credit card limit of Shanghai Pudong Development Bank:

A, official website query:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

Baidu browser: v5.22.0.30

Log in to official website () of Shanghai Pudong Development Bank Credit Card with Baidu Browser app, enter your credit card and login password, and then click Enter Credit Card Center to see your total credit line, available credit line and cash withdrawal line.

2. Customer service telephone inquiry: You can call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter the ID number according to the voice prompt, and turn to 2 to find the credit card limit.

Third, Xida Puben APP query:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

App version: v7. 1.5

You can download the Shanghai Pudong Development Bank APP Xida Puben, enter your credit card and password binding card on it, and then enter the credit card center to check the specific amount.

Fourth, WeChat WeChat official account inquiry:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

App version: v8.0. 18

WeChat app pays attention to the official account of WeChat, namely "Shanghai Pudong Development Bank Credit Card". Click "Introduction to Card Opening"-"Card Opening Progress" on the menu bar to bind your Shanghai Pudong Development Bank credit card, and your credit limit will be displayed naturally.

1. What is the credit limit of the Platinum Card of Shanghai Pudong Development Bank?

Shanghai Pudong Development Bank credit card, the amount of platinum card is more than 50,000 yuan, ordinary card 1 10,000 yuan, gold card 1 10,000 yuan to 50,000 yuan. Moreover, the Platinum Credit Card of Shanghai Pudong Development Bank has multiple types of cards, and the quota is different:

1. Simple Platinum Card. As a kind of mass consumption card, the simple platinum card has a credit limit of 8,000 yuan to 50,000 yuan.

2. Standard platinum card. The standard platinum card amount is slightly higher than the former, ranging from 1 10,000 yuan to 50,000 yuan;

3. High-end platinum cards and ultra-platinum cards. These two kinds of credit cards are only for users with high consumption demand, and the credit requirements are very strict. The minimum credit line is about 50 thousand yuan, and there are some available temporary credit lines, which can reach hundreds of thousands or even millions.

2. How to raise the credit card of Shanghai Pudong Development Bank?

1. Revoke the temporary line.

After Pufa mentioned the temporary quota, it is easier to increase the fixed quota. After temporary mention, it is usually fixed once after 6 months.

Generally, it will take three months for Pudong Development Card to increase the temporary quota, but when repayment is needed, the temporary quota must be paid off in full. Only in this way can we withdraw a fixed amount, and then make the next temporary withdrawal three months later.

2. Small multi-credit card

Compared with other banks, Shanghai Pudong Development Bank also prefers the cardholder's consumption form of small amount and multiple transactions. Very sensitive to large credit card consumption, very easy to be controlled by the wind, so try to brush as little as possible. It is best to swipe more than 20 cards every month. And these 20 pens need to be scored, including online and offline. Online consumption can be made on platforms such as Taobao, Tmall and JD.COM. Alipay WeChat can be bound offline, and scanning code payment in the store is also offline consumption. 1 You can make a big sum, and the rest are small. If it is a small card, you can deposit a certain amount into the credit card. If it is a big card, it is best to have points, online and offline, and diversified consumption.

In addition, Pufa likes cardholders to spend high-end merchants offline, but be careful not to brush jewelry. This is a kind of merchants strictly controlled by Pudong Development Bank, and many cards have been frozen some time ago.

3. Withdrawal by installment

The lifeblood of Shanghai Pudong Development Bank is staging, which is the most important one! As long as you do the installment, you will be given an amount, which is related to the number of installments. No matter how much it costs, Pufa will give you a raise as long as there is a stage. However, the number of issues should not exceed 6. In addition, you can also buy things by stages in the shopping mall in Pubenli, Xida University, which is also conducive to raising the amount. This way is also very effective for the opening and raising of universal funds.

4. Brush drilling and credit scoring

The universal fund and quota of Shanghai Pudong Development Bank are mostly based on the star diamond grade and credit score, which is the same as the star rating of ICBC. High scores are high-quality customers in the eyes of Shanghai Pudong Development Bank. Platinum star diamond: PUFA's star diamond grading system is very simple. The consumption of 2500 yuan is equivalent to 1 card star, and the installment principal 100 yuan is equivalent to 1 card star. When you bind PUFA debit card for the first time, you can get 1 card star if you repay more than 5,000 yuan per month. Credit score: the credit score is closely related to the amount of the universal fund, and a good credit record is maintained.

5. Incremental consumption

For example, if you spend 20% of your quota this month and fail to apply for withdrawal, try to spend 30% again next month, and so on. Generally, if you spend about 50% for two consecutive months, the bank will consider approving the withdrawal. Friends who are repeatedly mentioned can try.

6. Brush consumption

When the amount of your card is relatively small, you can withdraw the amount according to the charging method, for example, the amount of the card is 3000, and the amount is not enough. You can charge 2000 yuan or other amount in your card, and then spend it after it is filled. This is charging.

7. Remember to pay with an empty card.

Among all banks, Shanghai Pudong Development Bank is more afraid of debt. People who have made credit reports should find that Shanghai Pudong Development Bank has the most post-loan management, and so do other banks. Usually once a few months, once a month or two. Therefore, Shanghai Pudong Development Bank needs to avoid issuing bills with empty cards. When the number of transactions you spend reaches, the credit card limit may not be enough. At this time, you must remember that you can't charge with an empty card. If you use an empty card to bill, it will have a great impact on the credit card limit. You can also pay 30% to 50% of the total amount two days before the bill date, which can reduce the debt.

Let's stop here for the introduction of how to inquire about the credit card limit of Shanghai Pudong Development Bank.