The mobile phone received the message that your credit score reached the standard. Please accept my credit card. What happened to your pre-approved credit card?

Under normal circumstances, banks will not send credit cards that invite text messages on their own initiative, and most of them are issued by profit-making organizations under pseudonyms.

Therefore, the short messages received for applying for credit cards are almost not sent by banks, but by many third-party partners. Third parties are also aimed at those who don't know how to apply for a credit card, or who fail to apply for a credit card. Such people are easily fooled. I hope users will remain vigilant. If you have any questions, you can call the bank for consultation.

Extended data:

Precautions:

Credit card has no password: if the credit card has a password, you need to enter the password when swiping the card. If there is no password, just sign to confirm the consumption. You may think it's not safe to set a password, but it's not right, because the merchant has the obligation to check the user's signature.

If someone else uses the user's signature to consume, the responsibility is not on the user, and the bank needs to compensate for the loss. If you use a password to spend money, the merchant is not responsible for the theft of the credit card.

If you swipe your card frequently, you can avoid the annual fee; if you repay it on time, you can withdraw it. Generally, you can avoid the annual fee by swiping your card six times. So be sure to pay the annual fee. In addition, we can increase the credit card limit by swiping more cards and swiping frequently. At the same time, being able to repay on time and maintain a good credit record is also a way to improve the credit limit. Moreover, it is also very convenient to pay without a card for mobile phone POS, which belongs to online consumption. Combined with daily offline consumption, a variety of combinations are used.

Baidu encyclopedia-credit card