How to query the repayment record of provident fund?

Because the interest rate of housing provident fund loans is relatively low, everyone likes to buy a house with housing provident fund loans, and then repay it on time every month. So how can I check the repayment record of the provident fund? What are the ways for housing provident fund to repay housing loans? Friends who want to know may wish to have a look with Bian Xiao!

1. How to inquire about the repayment record of provident fund?

1, you can directly go to the local housing provident fund management center department to inquire about repayment records;

2. You can directly call the customer service phone of the local housing provident fund management center and inquire through the automatic voice system;

3. You can directly log in to the website of the local housing provident fund management center, and click on the individual housing provident fund to query the individual repayment record;

4. You can carry your bank card to the inquiry machine terminal of the bank for inquiry;

5. You can directly call the customer service phone of the loan bank for inquiry;

6. You can check it on the website of the local loan bank.

2. What are the ways for housing provident fund to repay housing loans?

There are two main ways to use housing provident fund to repay housing loans:

1, one-time repayment method

If you choose a one-time repayment, you can withdraw the housing provident fund once a year, which is equivalent to repaying the loan in advance once a year, and you can also save interest expenses and reduce the monthly repayment amount.

2. Monthly repayment method

For those who choose to repay the loan on a monthly basis, they need to withdraw the housing provident fund every month to repay the monthly loan principal and interest, thus reducing the monthly cash expenditure of the lender and alleviating the financial pressure of cash flow.

There is no difference between the above two methods. You should choose the repayment method according to your actual situation.

Bian Xiao concluded: The above is how to inquire about the repayment records of the provident fund and the ways for the housing provident fund to repay the housing loan. I believe that everyone will have a corresponding understanding after reading the above sharing. If you need more information, please continue to pay attention to Qijia. Com website, Bian Xiao will answer them one by one.