Loan customer phone number purchase

China bank mortgage inquiry telephone number?

China Bank Mortgage Consultation Tel: 400-669-5566.

Mortgage process: 1. Determine the loan bank: before the borrower applies for a loan, the bank needs to review the property to provide personal housing loans. The operation process of real estate review is developer application → project investigation → examination and approval → signing project cooperation agreement → post-loan supervision.

2. Apply for loan and submit materials: Within seven days from the date of voluntary payment, the buyer shall provide materials that meet the requirements of the mortgage bank, directly apply for mortgage loan from the developer's cooperative bank, and fill in the Application Form for Mortgage Loan.

3. Acceptance and review by the bank: After receiving the materials, the bank will investigate the authenticity of the materials and the borrower's ability to repay the loan principal and interest, and determine the amount and term of the loan. The main contents of the review include: the authenticity of the purchase behavior, whether the house price is reasonable, the borrower's ability to repay the loan principal and interest, and whether the mortgage guarantee is sufficient and effective.

4. Signing a loan contract: After the loan examination and approval department reviews, it proposes the loan amount and term, and can sign a personal housing loan contract with the borrower and the developer, and directly report it to the authorized approver for approval.

5 mortgage (pledge) registration, insurance, notarization and other procedures.

6. The bank approves the loan: the bank can only issue the loan after the borrower completes the formalities of home insurance, notarization and mortgage pre-registration.

7. Repayment on schedule: In the future, as long as the borrower leaves enough repayment amount in the deposit account or bank card every month, the loan bank will automatically deduct it from the borrower's account and settle it all at maturity.

8. After repayment, the mortgage registration shall be cancelled.

_

Matters needing attention in handling mortgage loans

1, personal credit record is good:

Personal credit information is very important. If there is a record of three consecutive months overdue for six months, then basically the bank will not give you a loan.

2. Proof of income:

The income certificate should cover twice the liabilities in the individual's name, and the month of bank flow needs to be issued according to the requirements of specific banks.

3. Keep the shopping invoice:

Invoices for housing loans include down payment invoices and loan invoices. If you buy an existing house, you need to pay taxes with these two invoices when you pay taxes; If the purchase is faster, there is a difference in area, developers will generally re-open a down payment invoice to recover the previous invoice. If the down payment invoice is accidentally lost, the developer will not change the invoice, and the buyer needs to go through the formalities of missing the invoice, because there is no way to make up the invoice.

4. Provident fund loans:

It should be noted that the provident fund loan needs to be paid in full for 12 months, and it is still being paid before applying for the loan. Compared with commercial loans, provident fund loans take a relatively long time.

What's the customer service phone number of the credit loan?

Rural credit cooperatives: 96596

The telephone number of credit loans is different for each bank, and only rural credit cooperatives have a unified telephone number. Although rural credit cooperatives do not have a special loan telephone number, users can call the national unified customer service telephone number set up by rural credit cooperatives for consultation. After getting through the customer service phone, you can directly turn to the 0 key for manual service consultation, or you can log in to a rural credit cooperative in official website to inquire.

Here is a description of the credit loan telephone numbers of other banks.

1, the telephone number of Ping An Bank's credit loan is 955 1 1, which is a national unified telephone number.

2. loan: 0538-86 1 1-9289, which is a quick loan diversion app developed and operated by Guangdong hexiang technology co., ltd.

3. China Merchants Bank 800-820-5555

4. Bank of China 800-820-5288

5. China Construction Bank 800-820-0588

6. Agricultural Bank of China 800-8 19-5599

7. Bank of Communications 800-988-8888

8. China CITIC Bank 800-999-5558

9. Minsheng Bank 800-8 10-8008

10, Shanghai Pudong Development Bank 800-820-8788

The following are national calls.

1 1, Industrial Bank 9556 1

12, Industrial and Commercial Bank of China 95588.

13, Bank of China 95566

14, China Construction Bank 95533

15, Industrial and Commercial Bank of China 95588

16, China citic bank 95558

17, Agricultural Bank of China 95599

18, Minsheng Bank 95568

19, China everbright bank 95595

20. Bank of Communications 95559

2 1, Guangfa Bank 95508

22. Shanghai Pudong Development Bank 95528

23. Shenzhen Development Bank 9550 1

24. Huaxia Bank 95577

25. Industrial Bank 9556 1

How to buy the loan customer's number in the operator?

Buy the number of the loan customer from the operator and go to the business manager. With the popularity of big data technology, operators have as many as 65.438+0.2 billion users. It can be said that they are very clear about their daily behavior, which pages they searched and which apps they browsed. If a user recently browses the decoration-related pages, we can understand that he has decoration needs and is a potential decoration customer. Then, for this tired customer, put in an advertisement from the decoration operator and get the phone number with the authorization of the customer.