Why is my mobile banking limit in Chengdu Bank 500 yuan?

1. The mobile banking channel is implemented according to the standard of RMB 50,000 per account per day and RMB 50,000 in total, in which the transfer limit includes mobile payment transactions.

2. Inter-bank account management is implemented according to the standard of 50,000 yuan for a single transaction, and it is implemented according to other bank standards over time;

3. Virtual commodity trading is carried out according to the standard of single 500 yuan and daily cumulative 500 yuan; Customers purchase air tickets and digital products according to the standards of single 1 10,000 yuan and daily cumulative 1 10,000 yuan;

4. Telephone banking channels are based on the standard of 50,000 yuan per account per day, totaling 50,000 yuan.

5. The cumulative limit of various transfer methods is * * *, and the default is 50,000 yuan. You can reduce or exempt it through the counter or personal online banking professional edition as needed.

1. Mobile banking refers to the channel mode in which banks use smart phones as carriers to enable customers to use banking services on the terminal. With the development of communication and Internet technology, the business functions of mobile banking are constantly updated and improved. Refers to the use of mobile devices such as mobile phones to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking.

2. Connect the customer's mobile phone with the bank through the mobile communication network, and realize various financial services such as account inquiry and account transfer directly through the mobile phone interface, that is, the bank uses the mobile phone as the carrier, relies on the mobile GSM wireless network, uses the mobile short message resources, and sends short messages through the mobile phone to operate the bank account, thus realizing the functions of "financial management" and "electronic wallet" of the mobile phone. Simply put, mobile banking is the abbreviation of using mobile phones to handle banking-related business, and it is a channel for banks to realize electronization. It is a brand-new service mode that combines electronic money with mobile communication services.

1. Agricultural Bank: short message service 2 yuan/monthly service fee. Domestic transfers and remittances with all banks are up to 50,000 yuan per day, and the handling fee is free.

2. The joint transfer and remittance of the five major banks are free.

Three. 2065438+On February 25th, 2006, five state-owned commercial banks in China, namely Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications, joined hands and held a signing ceremony in Beijing on February 25th. The five major banks promise to waive the handling fee for domestic RMB transfer and remittance handled by customers through mobile banking, and waive the handling fee for domestic RMB online bank transfer and remittance for customers below 5,000 yuan, thus reducing customer expenses.

Operating environment: (iphone iOS 12.5.5) (China people's bank APP)