Is it safe to enjoy exchanging SMS feedback every day but not receiving it?

The arrival time of BOC Lexiang's daily application for redemption is generally determined according to the redemption time of investors. Usually, if the redemption amount is less than 50,000 yuan, the funds will generally arrive on the same day. If the redemption amount exceeds 50,000 yuan, it will take T+ 1 day to arrive, and the arrival time is generally between 9:00- 15:00 on the same day.

BOC Enjoy Tian Tian is a cash management product launched by Bank of China.

Product type: the product is an open net worth product with no fixed deposit period, which can be freely purchased and redeemed every working day, and the liquidity of funds is very strong.

Loss or not: the product mainly adopts a relatively stable strategy, which has already lost money, and the probability of principal loss is low.

1. Bank of China enjoys daily investment risks. BOC enjoys the low-to-medium risk of Tian Tian products, which belongs to non-guaranteed floating expected income financing. However, as mentioned above, stable users can also invest, which shows that BOC enjoys low investment risk in Tian Tian.

Second, BOC enjoys the flexibility of funds every day. According to the product rules of BOC Lexiang Tian Tian, the initial purchase amount of this wealth management product is 65,438+0,000 yuan, and the additional purchase amount is 65,438+0,000 yuan. There is no subscription fee during the purchase process.

Its minimum holding share is 1000, and there is no need to pay handling fee during redemption. The initial redemption share is 1000, and the redemption funds applied for on the same day will arrive on the next day.

Although there is no investment period limit for buying BOC every day, the withdrawal will not be made until the next day. If you need money, you need to make arrangements in advance.

Bank of China enjoys the expected return on investment every day. According to the latest data of 10 and 12, the expected annualized rate of return of BOC Lexiang every day is 3.9 107%, and the expected income of ten thousand copies is 1.0377 yuan. If you invest for a long time, the expected return you can get is still considerable.