What does it mean that Xiaomi's mobile banking SMS is at risk of being stolen?

It doesn't exist, because the bank's SMS prompt system is directly bound to the customer's mobile phone. When a customer's bank account has current account business, the computer account management system will accurately transmit the information to the bank's customer information management system, and then the customer information management system will automatically generate a short message and send it to the customer's mobile phone.

There is no manual participation in the whole operation process on the big data platform, and there is no risk of SMS being stolen.