What should I do if I send a text message to collect loans?

After the deadline, it is normal for someone to send a text message for collection, because it is necessary to ensure the normal repayment of customers to ensure the safety of their funds. So I suggest you pay off your overdue debts as soon as possible. If you continue to look forward to it, it may lead to more serious problems, such as higher overdue fees, and upload the overdue situation to the credit information, which will have an impact on your future life.

Extended data:

Auction Loan (NYSE:PPDF [1]) is a financial technology company, which was established in Shanghai [1] in 2007 and successfully listed on the NYSE on 20 17+0 1. As of 2065438+June 30, 2009, the cumulative registered users of auction loans reached 99.02 million. The cumulative number of borrowers is 6,543,800+0,340; Investment users totaled 644,400, achieving sustained growth; Compared with the same period of 20 18, the refinancing rate increased by 2.4% to 69.8%.

Paipai Loan is the first Internet financial platform approved by the industrial and commercial department in China, with the business scope of "financial information service" and recognized by the government. With advanced concepts and innovative technologies, Paipai Loan has established a safe, efficient and transparent internet financial platform, which regulates personal lending behavior, enables borrowers to improve their production and life, and allows lenders to increase investment channels.

As the first governing unit of China Internet Finance Association, the company put legal compliance in the first place, followed the essence of finance, provided financial services to users with innovative technologies, and continued to invest in financial technology and smart finance, and developed a "magic mirror" big data risk control system based on technologies such as big data, cloud computing and artificial intelligence.

Paipai Loan also applies big data analysis and ai-centered technology to credit review, risk control, precision marketing and intelligent customer service, and strives to practice the concept of "* * * benefiting the people's economy" to help the development of inclusive finance and China.

Investment products:

Decentralized bidding:

Random bidding is the most original borrowing target on the auction loan platform. Investors can invest their funds in multiple bidding targets according to the time limit, interest rate and risk preference. In view of the high-risk targets in investment, patting loans will give risk warnings and encourage "small-scale decentralized" investment.

New rainbow:

Xinhong is an automatic bidding strategy for users based on 1 1 big data. Using this strategy, users can achieve intelligent matching of goals and reduce the amount of guardian funds. All the lending funds are used for lending to the real loan targets issued by Paipai Loan official website, and the number of eligible loan targets is roughly between 10- 1000. Users can check their matching creditor's rights at any time, and truly make the creditor's rights corresponding to each fund clear and transparent. The target period of this strategy is ≤36 months.