If I miss the deadline, how long will I be prosecuted?

Usually, how long overdue debts will be sued by creditors, and the law does not stipulate the date of prosecution. However, in practice, when the borrower fails to repay the bank loan within the time limit, the bank will generally collect the overdue borrower three times first. After three collections. If the borrower still fails to pay off the debt, the bank will bring a lawsuit to the people's court in the jurisdiction.

Legal basis: Article 22 of the Civil Procedure Law of People's Republic of China (PRC).

A civil action brought against a citizen shall be under the jurisdiction of the people's court of the defendant's domicile; If the defendant's domicile is inconsistent with his habitual residence, it shall be under the jurisdiction of the people's court of habitual residence.

A civil lawsuit brought against a legal person or other organization shall be under the jurisdiction of the people's court where the defendant is domiciled.

Where the domiciles and habitual residences of several defendants in the same lawsuit are under the jurisdiction of two or more people's courts, they shall be under the jurisdiction of each people's court.

What is the basic process of suing the court?

1. Submit a complaint to the competent court for filing, and the parties prepare evidence;

2. The court will serve the announcement of the court session and notify both parties of the court session time within seven working days;

3. On the day of the court session, bring all the materials to the court to give evidence and debate and express opinions;

4. The court conducts mediation; if mediation fails, the collegial panel makes a verdict;

5. Waiting for the judgment and execution of the court.