How much is the large deposit of China Agricultural Bank?

Agricultural Bank deposits of more than 200,000 yuan can be recognized as large deposits, and the benchmark interest rate of large deposits will rise by 40%. Large deposit is a business that foreign banks started very early, usually to attract huge deposits. Large deposits generally refer to more than 50,000. There is a large certificate of deposit mark when opening a certificate of deposit.

You need to make an appointment one day in advance to withdraw money Large deposits are in the form of certificates of deposit, and the interest rate is directly negotiated by depositors and banks. The deposit is fixed and there is no compound interest. Generally, it is not allowed to withdraw money in advance before the order expires. Unless otherwise agreed, interest will still be paid at the original agreed interest rate in case of interest rate adjustment. The certificate of deposit is registered and can be reported for loss, and the denomination is not fixed.

202 1 The Agricultural Bank of China issued the latest announcement on the amount of large deposits and interest rates. The specific large deposit amount is divided into the following three grades:

The first large deposit amount is 300,000 yuan, with the annual interest rate of 1.89% and the annualized interest rate of 2.18%;

The second large deposit amount is 500,000 yuan, with a semi-annual interest rate of 1.92% and an annualized interest rate of 2.22%;

The third large deposit amount is 800,000 yuan, with a semi-annual interest rate of 1.95% and an annualized interest rate of 2.25%.

Matters needing attention in using ATM machine

1. Follow the instructions on the ATM computer screen strictly. Don't trust the so-called "notice" or "notice" posted next to the ATM, and don't follow the requirements of the notice and notice. If necessary, you can call the banking hotline (such as ABC 95599) or ask the police for help.

2. Keep the bank card password properly. Don't reveal your password to others under any circumstances, even if the other party claims to be a bank employee; When entering the password, it is best to cover it with your hands or body to prevent the password from being stolen.

Beware of "enthusiastic help" and don't trust strangers easily. Criminals often pretend to be "good people" to help cardholders operate ATMs. At the same time, they peek at the password or press the keyboard at will, creating the illusion of swallowing ATM machines, waiting for opportunities to steal passwords or bank cards, and usually try to choose ATMs in a more eye-catching position. When withdrawing money, first check whether there is any abnormality in the check card slot and the banknote outlet; When entering the password, shield it to prevent others from peeping; After withdrawing money, the corresponding bills should be properly kept.

4. Find out why the ATM swallowed the card, and don't leave in a hurry. Generally speaking, ATM normally swallows cards because: the credit card expires or the account is frozen; The cardholder fails to retrieve the card within 30 seconds after completing the ATM operation; Password error for more than three times (including three times); Misoperation or machine failure may also lead to card swallowing. The ATM swallows the card normally, and the machine will spit out the card swallowing receipt, and there will be a card swallowing prompt on the screen. The cardholder can take the receipt to the management bank to get the card.

Most people can basically meet several financial institutions in their daily life, such as Postal Savings Bank, Agricultural Bank and rural or urban credit cooperatives, especially people living in rural areas, and their daily financial transactions are basically dealing with these three financial institutions. So in this context, in fact, if you have spare money every day, you will think about how to save it. How to choose financial institutions can not only achieve the greatest benefits, but also ensure the safest and most convenient use.

It is true that these three banks are really different. The Postal Savings Bank is separated from the postal system, while the Agricultural Bank is an established state-owned bank. At present, Postal Savings Bank and Agricultural Bank are two of the six state-owned banks in China. At the same time, rural credit cooperatives and urban credit cooperatives have also sprung up in various places. They are independent financial legal persons and undertake local financial services. It is a small and medium-sized bank in the banking system of China.